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In this episode of TCNtalks, host Chris Comeaux welcomes back Jason Bradshaw, a seasoned benefits consultant with USI Insurance Services.

Together, they unpack why healthcare premiums are rising, where volatility is coming from, and how employers can regain control without gutting benefits. Jason shares practical funding models, transparency tools, and a playbook for building a cost culture that actually moves behavior.

Also, they delve into the complexities of the U.S. healthcare insurance market, discussing the key drivers of rising premiums and the challenges employers face in managing costs while maintaining competitive benefits.

Jason shares insights on innovative plan designs and funding models, emphasizing the importance of developing a cost culture within organizations. Tune in to explore strategies for balancing affordability and sustainability in healthcare benefits..

Guest:
Jason Bradshaw, Benefits Consultant with USI Insurance Services

Host:
Chris Comeaux, President / CEO of TELEIOS

Teleios Collaborative Network / https://www.teleioscn.org/tcntalkspodcast

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Chapters

1. Volatility And The “Train Wreck” Ahead (00:00:00)

2. Meet Jason Bradshaw And His Lens (00:03:36)

3. Why Premiums Are Surging Now (00:05:34)

4. Tip Of The Iceberg And 2026 Outlook (00:10:22)

5. Employer Moves: Carrots, Sticks, Wellness (00:13:20)

6. Who Really Pays And Cost Accountability (00:18:00)

7. Small Vs Large Employers’ Risk Math (00:22:45)

8. Funding 101: Fully, Level, Self-Funded (00:25:14)

9. Innovations: ICRAs, Captives, RBP (00:30:08)

10. Policy Clouds: Subsidies, PBMs, Tariffs (00:36:20)

11. Transparency And High-Performance Networks (00:40:19)

12. Building A Cost Culture That Works (00:44:00)

128 episodes