What if the biggest threat to your wealth isn’t the market, but the way your advice is organized? We sit down with Tim McNeely—“the dental wealth guy,” married to a practicing dentist—to unpack why fragmented guidance from multiple advisors can quietly erode 20 to 30 percent of your net worth over time. Tim shares how coordinating tax, retirement plan design, investment strategy, and legal planning through a single blueprint gives dentists more time, more money, and more confidence.
We dig into the three costly leaks most dentists face: spending hours DIY-ing financial decisions, overpaying in taxes and plan fees, and living with shaky confidence because nothing is tied together. Tim explains how to audit and optimize your qualified plans—401(k)s and cash balance plans—to reduce costs and increase deductions, all while aligning with practice cash flow. He also lays out a pragmatic approach to estate planning, from wills and revocable trusts to beneficiary cleanups and asset protection, so your family and practice are protected if life takes a turn.
Then we reframe wealth management as more than investments. Tim breaks it into investment consulting, advanced planning—wealth enhancement, wealth transfer, wealth protection, and philanthropic giving—and relationship management. That last piece is the general contractor role that gets your CPA, attorney, banker, and plan provider speaking the same language. We close with simple next steps: get into a smart community, request a second opinion, and stress test your current plan the way top family offices do, before the market or a crisis does it for you.
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