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In this episode of The Bitcoin Business Podcast, Brandon Karpeles sits down with Jason Keil, founder of Polaris Payments and Bitcoin Payments Advisor, to break down the real problems merchants face inside the legacy payments industry.
After 15 years in merchant services, Jason has seen it all — the fraud, the fees, the fax-based chargebacks (yes, still happening in 2025), and the constant stress merchants endure from an industry designed to benefit banks, not business owners.
Jason explains how discovering Bitcoin completely changed his business and personal life. He shifted Polaris onto a full Bitcoin standard, now helping merchants accept Bitcoin for real goods and services, remove chargeback risk, and instantly settle payments without intermediaries.
They dig into:
- Why chargebacks are destroying small businesses
- How inflation, not competition, is the real threat to merchants
- The insanity of banks still requiring fax machines for disputes
- Why Bitcoin is the most conservative financial tool merchants can adopt
- How Jason moved from real estate investing to living fully on Bitcoin
- What business owners are actually looking for when it comes to Bitcoin payments
- How Bitcoin Payments Advisor is helping companies make the transition
Jason’s story highlights why Bitcoin isn’t speculative — it’s survival for the modern small business.
- Connect with Jason on X: https://twitter.com/JasonKeil
- Polaris Payments: https://polarispayments.com
- Bitcoin Payments Advisor: https://bitcoinpaymentsadvisor.com
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Go here: Sovreign.io/resources
Go here: Sovreign.io/contact
Connect with Brandon:
- LinkedIn: https://www.linkedin.com/in/brandon-karpeles-b122b45/
- Nostr: @plebiAnon
Connect with Sovreign
- LinkedIn: https://www.linkedin.com/company/officialsovreign
- X: @sovreignX
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37 episodes