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Dave Ramsey and Rachel Cruze answer your questions and discuss:

• "Should I pay off my HELOC first in my debt snowball?"
• "Is it possible to graduate Baby Step 4?"
• "We're expecting $500,000 from the sale of a business. How do we best use these funds?"
• "How do I break the news to my wife that we are broke and $500,000 in debt?"
• "I own my own business and haven't been saving for taxes. How do I get out of this mess and keep the business going?"
• "Can I change my career now that I've finished Baby Step 2?"
• "Should we consider our rental property as debt in Baby Step 2?"
• "How do I get out of a motorcycle I'm upside down on?"
• "How can I convince my husband that we need to create a joint account?"
• "My wife wants to take a trip to Europe but I would rather keep investing 40% of our income."

Next Steps:

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Explore more from Ramsey Network:

💸 ⁠⁠⁠⁠⁠The Ramsey Show Highlights⁠⁠⁠⁠⁠

🧠 ⁠⁠⁠⁠⁠The Dr. John Delony Show⁠⁠⁠⁠⁠

🍸 ⁠⁠⁠⁠⁠Smart Money Happy Hour⁠⁠⁠⁠⁠

💡 ⁠⁠⁠⁠⁠The Rachel Cruze Show⁠⁠⁠⁠⁠

💰 ⁠⁠⁠⁠⁠George Kamel⁠⁠⁠⁠⁠

🪑 ⁠⁠⁠⁠⁠Front Row Seat with Ken Coleman⁠⁠⁠⁠⁠

📈 ⁠⁠⁠⁠⁠EntreLeadership⁠⁠⁠⁠⁠

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