The New Rules of Lending: Cash Flow, AI & Why Credit Scores No Longer Rule
The Deep Dive Podcast on Business Funding by Lendex Solutions Group
Manage episode 497269599 series 3679128
Is the credit score really dead? In this episode, we take a deep dive into the groundbreaking shifts transforming how business funding works in 2025.
Discover how lenders are moving away from outdated FICO-based approvals and embracing smarter, faster, and more inclusive methods like:
- Cash flow underwriting that analyzes real-time income and expenses
- Alternative data like utility payments, rent history, and digital activity
- AI-driven risk models that make faster, fairer decisions
- Private credit and fintech platforms that bypass traditional banks entirely
- New CFPB lending rules that enforce transparency and equal access
You’ll learn how these technologies are giving more small business owners access to capital—even with less-than-perfect credit—and what lenders actually care about today.
💡 If you’ve ever been denied because of your credit score, this episode will show you how the funding game has changed—and how you can win.
🤝 Brought to you by Lendex Solutions Group
At Lendex, we partner with forward-thinking lenders who care more about your business performance than your credit score.
✅ No upfront fees
✅ No hard credit pull
✅ Soft-pull pre-approvals in 60 seconds
👉 Get pre-qualified now at LendexSolutions.com
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#PrivateCredit #SmartUnderwriting #CFPBCompliance
#NoHardCreditCheck #BusinessLoanTips
18 episodes