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HBO and The Ringer's Bill Simmons hosts the most downloaded sports podcast of all time, with a rotating crew of celebrities, athletes, and media staples, as well as mainstays like Cousin Sal, Joe House, and a slew of other friends and family members who always happen to be suspiciously available.
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Manage episode 492402357 series 3438524
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While Paul & Megan take a break for the summer months, we'll be dropping episodes from our "First-timers Club" mini series. It's the ultimate companion for first-time buyers in Scotland.
If you would like to watch the episode in video form, you can watch it on our YouTube channel here.
In this first episode Megan chats to ESPC Mortgages advisor, David Lauder, about the basics of getting a mortgage including what a mortgage actually is, why you may need one to get a property and what's involved in securing one.
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To find out more about ESPC and our solicitor estate agent member firms, you can head to our website.
You can read our most recent house reports here: http://bit.ly/3CQlEQw
Read the latest news from the property market in Edinburgh, the Lothians, Fife and the Scottish Borders here: http://bit.ly/3IPOR1T
ESPC is more than just a market leading property website. We are the home of property and are here to help you at every stage of your property journey.
Chapters
1. Intro from Megan (00:00:00)
2. What is a mortgage? And why do you need one? (00:02:54)
3. What is the process to get a mortgage? (00:04:06)
4. How long should your mortgage be? (00:06:52)
5. Can you change your interest rate once you've chosen your mortgage? (00:08:22)
6. Can you pay more than your monthly repayments on your mortgage? (00:10:01)
7. Do you have to stick to your initial term on a mortgage? (00:11:39)
8. What is the difference between fixed rate and tracker mortgages? (00:13:12)
9. How to find out more about taking out a mortgage (00:15:25)
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