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Vehicle Bonded Titles Explained: What They Are and When You Need One
Manage episode 488062895 series 2911349
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🔍 Episode Description:
- Discover why you might need a surety bond to get a vehicle title at the DMV.
- Learn what to do when you don’t have the old title—maybe it’s lost, damaged, or never received.
- Understand the bonded title process: signing affidavits, filling out forms, and submitting a surety bond to the DMV.
- Find out how states like Florida handle bonded titles—including official forms and specific requirements.
- Get clarity on the role of:
- Principal (you, the applicant),
- Obligee (usually the DMV),
- Surety (bonding company).
- See how the bond protects prior owners, lienholders, and future buyers.
- Understand that this process limits DMV liability by passing the responsibility onto the bond.
- Learn how long a bonded title is active—usually 3 to 5 years, depending on the vehicle's value.
- Know your obligations: even after paying for the bond, you may still carry liability if someone challenges the title.
- Find out the typical cost of a surety bond (e.g., around $100–$200 depending on car value).
- Clarify a common misconception: You don’t pay the full bond value out of pocket—just the premium.
- Be aware of additional state-specific requirements like inspections or limitations if the vehicle came from out-of-state.
- Get help understanding your own state’s requirements and what to do if you face title problems.
👉 Visit ProBonce.com or Cartitles.com for more details and help getting your bonded title started.
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