Welcome. We're about to embark on a journey into the future, where finance isn't just digitized or automated, but fully autonomous. No, this isn't the plot of a sci-fi movie—this is the reality we're barrelling toward. Imagine this: you're driving home from work in your self-driving car when your AI assistant chimes in. "You're on track to retire at 50 with a 90 percent confidence rate," it says. "And your investment portfolio is still 60 percent green-energy." No human broker. No manual rebalancing. Just a digital agent that listens to your financial goals and acts continuously to meet them. Sounds crazy? Sure. But let's rewind. Remember when the idea of a self-driving car seemed ludicrous, borderline impossible, even? Fast-forward to today, and it's not just plausible—it's reality. Strap in, because we're about to take a similar leap with autonomous investing. Our story begins with a bet—a "Crazy-Today / Obvious-Tomorrow" bet. The wager? That finance in 2035 will look like self-driving money. Think fully autonomous, goal-based portfolios that live on-chain, chat with multiple brokers, harvest data in real-time, and re-write their own trading code as conditions change. It's a future where AI is our portfolio manager—an AI portfolio engineer, if you will. It's a future where each trade is transparently recorded on-chain for all to see. And it's a future where this level of financial sophistication is available to any retail investor for the cost of a Spotify subscription. But how do we get from here to there? Five driving forces will help us bridge this gap: AI agents, tokenization and settlement, reg-tech, data rights, and compute cost. AI agents today may crash in production, but by 2035, they could refactor themselves, run tests, and ship to production without human intervention. Tokenization and settlement might sound like a foreign language now, but imagine a world where all equities, bonds, options, even bank deposits settle on public chains instantly. Brokers become mere user interface layers. Compliance today is all about PDFs and lawyers. Imagine a world where "compliance as code" libraries prove every trade's legality in real-time. Banks and brokers currently silo customer data. But what if users could permission their data to any agent via OAuth-style "Open Finance"? The cost of GPU hours might be pricey now, but imagine if on-demand model hosting was less than 1 cent per hour. As these drivers mature, the idea of having an AI agent that listens and acts on your financial goals will feel as normal as autopilot in a Tesla. Now, let's take a detour and visit a promising upstart in this space: LumiWealth, a pioneer in the autonomous investing world. Their vision? To become the "operating system" for autonomous portfolios. They're building an Agent SDK that turns any prompt into a back-tested, deployable strategy. They're expanding connectors to abstract custody, regardless if the asset is a stock, a USDC-denominated Treasury token, or a perps contract. And they're pushing every order hash, model version, and dataset commit to an L2 rollup for a tamper-proof "flight recorder." But LumiWealth isn't just working on the tech—they're turning compliance into a feature. They're building a policy-as-code library and a real-time disclosure widget to remove the "black-box" fear of investing. And to top it all off, they're creating an "App Store for Trading Agents." They're paying creators to come up with innovative trading strategies and even allowing users to copy-trading with programmable guardrails. The result? A data flywheel that not only fine-tunes their in-house models but also offers "data dividends" to users who opt to share anonymized results. Fast forward to 2035, and LumiWealth's vision is reality. The once crazy notion of autonomous investing is now the norm. It's obvious. And those who took the "Crazy-Today / Obvious-Tomorrow" bet are reaping the rewards. The future of finance is self-driving money. It's a future where AI agents listen and act on our financial goals, where every trade is transparently recorded on-chain, and where any retail investor can access this level of sophistication. It might sound crazy today, but so did self-driving cars not too long ago. And look where we are now. So take a moment to ponder: what's your "Crazy-Today / Obvious-Tomorrow" bet? And more importantly, are you ready to make that leap? Because in 2035, when everyone claims they "always knew" finance had to become self-driving, you'll have the receipts showing you believed it first.