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Title: "2030 Forecast: Self-Driving Money & The End of Manual Finance"

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Manage episode 480682115 series 3663637
Content provided by Robert Grzesik. All podcast content including episodes, graphics, and podcast descriptions are uploaded and provided directly by Robert Grzesik or their podcast platform partner. If you believe someone is using your copyrighted work without your permission, you can follow the process outlined here https://staging.podcastplayer.com/legal.

Title: "2030 Forecast: Self-Driving Money & The End of Manual Finance" Imagine it's the year 2030. You're sitting comfortably in your home office, sipping your morning coffee, and checking your financial portfolio. But you're not scrolling through stocks or fretting over bond yields. Instead, you're chatting with an AI agent, your personal financial advisor, who is doing all the heavy lifting for you. You express your goals in natural language, saying, "I want to retire by 50, with a 90% confidence level." Your AI agent takes it from there, choosing the right financial instruments, continually learning and adjusting to make that dream a reality. You're not a financial expert, and you don't need to be. The complexities of financial planning have been automated, made accessible to everyone. This might sound like a far-off future, but it's closer than you might think. The world of finance is undergoing a massive transformation, fueled by technological innovation, and guided by the vision of companies like LumiWealth. They're not just looking to make a quick buck. They're looking to revolutionize the way we interact with money, shifting the power dynamics and making financial autonomy a reality for all. Consider the macro trends that are paving the way for this revolution. Tokenized assets, a kind of digital representation of physical or intangible assets on a blockchain, are projected to reach a staggering $4 trillion by 2030. Alt-data, the non-traditional data sources used by hedge funds and institutional investors to get an edge, is set to explode to a total addressable market of $635 billion. And in a world increasingly wary of cyber threats, zero-trust mandates are becoming the norm, adding a layer of security that was previously missing. The technology is advancing at an exponential rate. By 2025, cloud-based machine learning agents will start generating code. By 2027, we'll see the advent of Edge Transformers that offer less than 1 millisecond latency and RL fine-tuning capabilities, making financial advisory more instantaneous and accurate. And by 2030, we'll witness the rise of multi-agent swarms that can autonomously manage portfolios, tax, and estate planning. These breakthroughs aren't happening in isolation. They're part of a larger story, a grand narrative of digital transformation. A unified asset layer will allow for real-time settlement of all types of assets, from stocks and treasuries to invoices. Goal-net APIs will make it possible for users to express their financial targets in clear, simple terms, and let the AI agent figure out the best way to achieve them. And in a world where AI agents handle our finances, the regulatory landscape will also change. Agents will be able to sign zero-knowledge proofs of compliance before any trade is broadcast, ensuring that all transactions are above board. This is the vision that LumiWealth is working towards. They're striving to eliminate latency, aiming to compile a million bots per day by 2030. They're planning to make every trade transparent and verifiable, with every transaction hash available on layer 2. And they're opening up the world of finance to everyone, with the goal of launching 50,000 strategy NFTs complete with streaming royalties. So what does this mean for you, the everyday investor? It means a future where managing your finances is as easy as having a conversation. It means a world where financial autonomy isn't just for the elite, but for everyone. It means a shift from manual finance to self-driving money. This isn't just a forecast. It's an inevitability. As Elon Musk once said, "Build for the inevitable—then arrive before anyone else." So let's buckle up and get ready for the ride. The future of finance is coming, and it's going to be a game-changer.

  continue reading

32 episodes

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iconShare
 
Manage episode 480682115 series 3663637
Content provided by Robert Grzesik. All podcast content including episodes, graphics, and podcast descriptions are uploaded and provided directly by Robert Grzesik or their podcast platform partner. If you believe someone is using your copyrighted work without your permission, you can follow the process outlined here https://staging.podcastplayer.com/legal.

Title: "2030 Forecast: Self-Driving Money & The End of Manual Finance" Imagine it's the year 2030. You're sitting comfortably in your home office, sipping your morning coffee, and checking your financial portfolio. But you're not scrolling through stocks or fretting over bond yields. Instead, you're chatting with an AI agent, your personal financial advisor, who is doing all the heavy lifting for you. You express your goals in natural language, saying, "I want to retire by 50, with a 90% confidence level." Your AI agent takes it from there, choosing the right financial instruments, continually learning and adjusting to make that dream a reality. You're not a financial expert, and you don't need to be. The complexities of financial planning have been automated, made accessible to everyone. This might sound like a far-off future, but it's closer than you might think. The world of finance is undergoing a massive transformation, fueled by technological innovation, and guided by the vision of companies like LumiWealth. They're not just looking to make a quick buck. They're looking to revolutionize the way we interact with money, shifting the power dynamics and making financial autonomy a reality for all. Consider the macro trends that are paving the way for this revolution. Tokenized assets, a kind of digital representation of physical or intangible assets on a blockchain, are projected to reach a staggering $4 trillion by 2030. Alt-data, the non-traditional data sources used by hedge funds and institutional investors to get an edge, is set to explode to a total addressable market of $635 billion. And in a world increasingly wary of cyber threats, zero-trust mandates are becoming the norm, adding a layer of security that was previously missing. The technology is advancing at an exponential rate. By 2025, cloud-based machine learning agents will start generating code. By 2027, we'll see the advent of Edge Transformers that offer less than 1 millisecond latency and RL fine-tuning capabilities, making financial advisory more instantaneous and accurate. And by 2030, we'll witness the rise of multi-agent swarms that can autonomously manage portfolios, tax, and estate planning. These breakthroughs aren't happening in isolation. They're part of a larger story, a grand narrative of digital transformation. A unified asset layer will allow for real-time settlement of all types of assets, from stocks and treasuries to invoices. Goal-net APIs will make it possible for users to express their financial targets in clear, simple terms, and let the AI agent figure out the best way to achieve them. And in a world where AI agents handle our finances, the regulatory landscape will also change. Agents will be able to sign zero-knowledge proofs of compliance before any trade is broadcast, ensuring that all transactions are above board. This is the vision that LumiWealth is working towards. They're striving to eliminate latency, aiming to compile a million bots per day by 2030. They're planning to make every trade transparent and verifiable, with every transaction hash available on layer 2. And they're opening up the world of finance to everyone, with the goal of launching 50,000 strategy NFTs complete with streaming royalties. So what does this mean for you, the everyday investor? It means a future where managing your finances is as easy as having a conversation. It means a world where financial autonomy isn't just for the elite, but for everyone. It means a shift from manual finance to self-driving money. This isn't just a forecast. It's an inevitability. As Elon Musk once said, "Build for the inevitable—then arrive before anyone else." So let's buckle up and get ready for the ride. The future of finance is coming, and it's going to be a game-changer.

  continue reading

32 episodes

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