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Long-term care planning is one of the most misunderstood parts of retirement, and one of the most important. In this episode, Victor sits down with long-time industry expert Alecia Barnette to separate myth from reality. They go behind the scenes of long-term care to share industry insights, real family stories, and actionable tips for building a secure future. Stick around to hear the one policy every family should consider!

Here’s some of what we discuss in this episode:

💊 Health & Eligibility: How your current health impacts your options

💵 Cost & Coverage: Understanding what long-term care really pays for

📈 Tax Efficiency: Using annuities for tax-free long-term care benefits

👨‍👩‍👧‍👦 Family Impact: How care decisions affect loved ones emotionally and financially

💖 Legacy Protection: Keeping your inheritance and family harmony intact

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Connect with Gray Hurst Wealth Advisors

📌 Our website: https://ghwealthadvisors.com/

📞Phone: (513) 984-5999

🗓 Schedule your no-cost consultation: https://ghwealthadvisors.com/contact-us/

📚 Check out our other no-cost financial resources here: https://ghwealthadvisors.com/#

🎥Check us out on YouTube: https://www.youtube.com/channel/UCXCpq47Qa73uQZyYu4fcCAw

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23 episodes