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Many families assume they can handle long-term care when the time comes, but few realize how quickly that decision can strain relationships, finances, and emotions. In this conversation, Colin sits down with long-term care expert Alecia Barnette, CLTC to discuss what really happens when families don’t have a plan, and what to do instead. Don’t wait for a crisis. Plan early, protect your family, and keep sanity, not conflict, at the center.

Here’s some of what we discuss in this episode:

🧾 Policy ≠ Plan: Why real care planning goes beyond insurance

💸 Cost of Waiting: How unplanned care drains savings and emotions

👩‍👧 One Caregiver’s Burden: When one sibling ends up doing it all

🗣️ Talk Now: How early conversations prevent resentment later

❤️ Family First: Why long-term care planning is an act of love

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23 episodes