Joel Palathinkal welcomes David Gritz from Insurtech NYC to discuss the intersection of AI and auto insurance. David shares his journey from real estate investing to founding Insurtech New York, highlighting the importance of community learning. They explore insurance applications across various sectors and Insurtech's impact on the global economy and risk management. The conversation delves into breakthroughs in life and healthcare insurance, including innovations in fertility and niche markets. They also discuss new concepts like income and career protection, and the development of unique products through the MGA lab. The episode concludes with David's closing thoughts and a preview of upcoming events. (0:00) Introduction by Joel Palathinkal and AI in auto insurance (1:11) Guest introduction: David Gritz of Insurtech NYC (1:36) David's early career and insights from mentors (6:31) Real estate investing and transition to Insurtech (9:31) Founding of Insurtech New York and community learning (16:23) Insurance applications in various sectors (19:31) Insurtech's role in the global economy and risk management (22:36) Breakthroughs in Insurtech and life insurance innovation (26:38) Enhancing healthcare insurance and medical services (35:16) Emerging sectors in insurance: Fertility and niche markets (40:53) Innovative concepts in insurance: Income and career protection (43:13) The MGA lab and development of unique insurance products (45:31) Closing thoughts and events preview