Social Security Reform and Means Testing Guest: Veronique de Rugy Veronique de Rugy discusses the looming Social Security funding deadline around 2033, after which benefits face an automatic cut exceeding twenty percent if Congress fails to act decisively. She warns that perpetually borrowing to cover the shortfall represents the worst policy option, potentially leading to massive debt accumulation and inflation. De Rugy proposes means testing benefits as the fairest reform approach, arguing that Social Security currently transfers money from the relatively young and poor to the relatively old and wealthy, justifying progressive benefit reductions without raising taxes or disrupting the system for those most dependent on it.