Marc Cox talks with Thomas R. Graffeo about the increasing number of parents financially supporting adult children, with an average contribution of $1,400 per month. They discuss the financial and emotional challenges this trend presents, including its impact on retirement planning, the importance of setting clear boundaries, and acceptable circumstances for temporary support. Thomas shares insight into how ongoing financial assistance can delay retirement by 5–8 years and stresses the need for honest conversations to protect long-term financial goals. A personal story also highlights the importance of motivation and not becoming a long-term burden.