Artwork
iconShare
 
Manage episode 490914303 series 3347840
Content provided by Ryan Fleming. All podcast content including episodes, graphics, and podcast descriptions are uploaded and provided directly by Ryan Fleming or their podcast platform partner. If you believe someone is using your copyrighted work without your permission, you can follow the process outlined here https://staging.podcastplayer.com/legal.

The 4% rule gets talked about like gospel in retirement planning. But let’s be honest, it’s always been more of a rough guess than a golden rule. Now, its original creator is revising it to 4.7%. So, does that mean your retirement paycheck just got a raise, or is this just another headline that oversimplifies a complex decision? In this episode, Ryan explores the implications of the updated withdrawal rate, highlighting the crucial caveats that may make or break your retirement strategy.

Here’s what we cover in this episode:

🧐 What the 4% Rule Really Meant (and Why It’s Shifting)

💣 How Inflation, Taxes & Risk Impact Your Withdrawal Rate

⚖️ Pros & Cons of Fixed-Income-Heavy Portfolios

🪣 How bucket strategies and guardrails protect your plan

🎁 Grab your FREE Retirement Toolkit now → https://d74164fb.pages.infusionsoft.net/

The Pilot's Advisor Podcast is also on video. Watch & Subscribe on YouTube: https://bit.ly/3EIEBW2

  continue reading

171 episodes