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From 5% to 40% – The history and future of house deposits⎥Ep. 2095

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Manage episode 487244569 series 2620646
Content provided by Opes Partners. All podcast content including episodes, graphics, and podcast descriptions are uploaded and provided directly by Opes Partners or their podcast platform partner. If you believe someone is using your copyrighted work without your permission, you can follow the process outlined here https://staging.podcastplayer.com/legal.

In this episode, Ed and Andrew take you on a deep dive through the history of loan-to-value ratio (LVR) restrictions in New Zealand.

You’ll hear how investors once needed just a 5% deposit … and how that skyrocketed to 40% during boom times.

But what triggered those changes? How did investors respond? And what does the future look like now that Debt-to-Income (DTI) rules are coming into play?

Plus, you’ll learn how deposit rules can directly impact the ROI you see in tools like Opes+.💡 Want to learn more about how the mortgage system works? Check our our guide to the LVR restrictions in NZ.

Don't forget to ⁠⁠⁠create your free Opes+ account here⁠⁠⁠.

For more from Opes Partners:

  continue reading

2166 episodes

Artwork
iconShare
 
Manage episode 487244569 series 2620646
Content provided by Opes Partners. All podcast content including episodes, graphics, and podcast descriptions are uploaded and provided directly by Opes Partners or their podcast platform partner. If you believe someone is using your copyrighted work without your permission, you can follow the process outlined here https://staging.podcastplayer.com/legal.

In this episode, Ed and Andrew take you on a deep dive through the history of loan-to-value ratio (LVR) restrictions in New Zealand.

You’ll hear how investors once needed just a 5% deposit … and how that skyrocketed to 40% during boom times.

But what triggered those changes? How did investors respond? And what does the future look like now that Debt-to-Income (DTI) rules are coming into play?

Plus, you’ll learn how deposit rules can directly impact the ROI you see in tools like Opes+.💡 Want to learn more about how the mortgage system works? Check our our guide to the LVR restrictions in NZ.

Don't forget to ⁠⁠⁠create your free Opes+ account here⁠⁠⁠.

For more from Opes Partners:

  continue reading

2166 episodes

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