Manage episode 476163183 series 1468316
What happens when one partner sees the long-term vision, but the other only sees the short-term cost?
In this week's Q&A, we also unpack:
💡 Whether to tap equity from your home or your investment property
💡 Understanding your goals BEFORE pulling the trigger
💡 Why P&I loans + offset accounts don’t improve cash flow (but still help!)
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Chapters
1. 541 | How to Align Your Financial Plan with Your Partner (00:00:00)
2. How to Retire on $3K a Week: Pre-orders now OPEN! (00:01:47)
3. Our service dedicated to owner-occupiers?! (00:03:13)
4. Moorr Mobile Update: Historical tracking now LIVE! 🎉 (00:04:37)
5. Bryce’s 50th: Give the gift of sight for just $100! (00:05:29)
6. Mindset Minute: “Listen to the people closest to your goals!” (00:07:46)
7. Q1) Bridging the Gap on Property Investment with My Partner from Jason (00:08:22)
8. But...the properties making a net loss? (00:10:20)
9. “A human convinced against their will, remains unconvinced still...” (00:15:09)
10. Solution #1: Low-pressure conversations (00:16:16)
11. Solution #2: Let them choose their lane (00:17:30)
12. Solution #3: Neutral third-party (00:18:18)
13. Solution #4: The opportunity cost (00:19:59)
14. Why you need to understand the rate of return calculation (00:20:35)
15. The dilemma of residential property investing (00:23:10)
16. Why you want 9% gross property return (00:26:49)
17. Experienced the same problem? Send us a SpeakPipe of your solutions! (00:29:06)
18. Q2) Investment Properties vs. Principal Place of Residence from Ross (00:30:10)
19. Let’s take a moment to honour their achievement! (00:32:18)
20. What is the goal? Do you need a third investment property? (00:33:24)
21. Ben puts on his “Investment-savvy mortgage broker” hat (00:38:10)
22. Summary (00:42:31)
23. Q3) P&I vs IO offset cashflow feedback from Tom (00:43:54)
24. EXPLAINED: Amortising loans (00:47:43)
25. Solutions to recalibrate your loans later (00:50:14)
26. What if you have a substantial amount in your offset? (00:52:50)
27. Life by Design hack: Cost-effective camp hack (00:54:50)
28. WMPN: What do Trump’s tariffs mean for Australia, rate cuts and property? (00:57:15)
798 episodes