In this eye-opening episode of The Viking Chat, Kristjan Byfield sits down with Steve Eakins from Lumon, one of the property industry's best-kept secrets. Whether you're in lettings, sales, property management, or Build to Rent, this is the episode you didn't know you needed — and one you’ll never forget.

With over two decades of experience in currency markets and international property transactions, Steve lifts the lid on a massive blind spot in UK estate agency: the power of currency exchange strategy. From boosting offer acceptances to saving sales that were about to collapse, Steve shares real-world examples that show how FX expertise can directly impact your pipeline, profits, and professional reputation.

🔥 What You’ll Learn in This Episode:

✅ Why more UK vendors are moving abroad than ever before — and what that means for agents
Steve reveals the real numbers behind the UK exodus, including how 300+ millionaires are leaving the UK each week. These aren't just headlines — they’re completions. And if you’re not asking the right questions, you're leaving serious revenue (and client value) on the table.

✅ How to help clients get more money from lower offers
Sounds impossible? It's not. Steve explains how shifts in currency exchange rates can turn a “lowball” offer into a better deal for vendors relocating overseas. Learn how to reframe value in today's price-sensitive market.

✅ How foreign exchange impacts both sides of the deal — buyers and sellers
Whether it’s a cash-rich buyer from the U.S. or a landlord repatriating funds from Europe, knowing the FX landscape can unlock better outcomes, smoother completions, and higher satisfaction. Steve breaks it down — simply and practically.

✅ Why lettings agents are missing a huge opportunity
Lettings agents — this one’s for you. Kristjan shares how The Depositary is now rethinking landlord comms after realizing just how many NRLs and foreign investors stand to benefit from strategic currency handling. Spoiler: it’s not just about sales — your landlords could be losing thousands a year.

✅ How proactive FX partnerships reduce fall-throughs and improve client trust
We talk forward contracts, market alerts, and the value of having a reliable, knowledgeable currency partner in your corner. It’s not about adding friction — it’s about removing uncertainty.

✅ How top agents are embedding FX into their MA, offer, and pipeline workflows
Steve walks through how smart agents are using currency conversations to build trust, differentiate their service, and close more transactions — often with happier clients and better outcomes.

💡 Why This Episode Matters

In a world of increasing international mobility, geopolitical shifts, and volatile markets, currency isn’t just a back-office detail — it’s a core part of modern property strategy. Yet most agents aren’t even asking the question. This episode will change that.

Whether you're dealing with overseas buyers, UK vendors moving abroad, or international landlords managing income streams, this conversation will open your eyes to a low-effort, high-impact way to add value, protect deals, and stand out on the high street.

This isn’t theory — it’s tried-and-tested insight from one of the biggest FX players in the property world, backed by real stories, stats, and serious savings.

🎧 Tune in now and start asking the questions that could save (or make) your next deal.

🔗 Learn more at www.lumonpay.com
📲 Find Steve on Instagram: just search “Steve Currency”

Send us a text