Manage episode 514953488 series 3606824
What separates a stuck investor from a scalable one? 💡
It’s not more hustle—it’s smarter capital. This week, we unpack the four funding buckets that fuel every real estate business: HELOCs, private money, community banks, and hard money.
Corey walks through how to stack them for maximum flexibility, minimize risk, and stay competitive in any market. Plus, a real duplex case study that proves—buying right and borrowing smart beats perfect execution every time.
🔥 In This Episode:
💪 • The two levers that matter most: find deals + find money
🏗️ • Why ARV lending and structure can save thin projects
🏦 • How to unlock and guardrail a HELOC at low rates
👨👩👧👦 • Turning family equity into yield with fair spreads
🗣️ • Private money scripts that avoid the awkward ask
📈 • Proof-then-scale strategy for bigger private checks
🤝 • Building credibility through sharing and consistency
🏛️ • Community banks vs. big-box underwriting limits
📊 • Amortization trade-offs + credit union seasoning
💸 • Hard money for speed, reliability, and deal backups
🧱 • The four-bucket capital stack every investor needs
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Chapters
1. Milestone And Live Series Idea (00:00:00)
2. Why Financing Strategy Beats Execution (00:03:06)
3. The Duplex Story And ARV Lending (00:05:24)
4. Two Levers: Find Deals, Find Money (00:08:36)
5. HELOCs As Your First Capital Stack (00:11:02)
6. Guardrails For Using HELOCs Wisely (00:14:47)
7. Borrow Equity From Family At A Spread (00:17:44)
8. Private Money Mindset And Scripts (00:19:31)
9. Proof, Payback, Then Scale Private Capital (00:22:48)
10. Build Credibility Publicly To Raise Funds (00:25:41)
11. Community Banks Versus Big Box Lenders (00:27:41)
12. Amortization, Credit Unions, And Seasoning (00:30:50)
13. Deposits, Relationships, And Flexibility (00:33:46)
14. Hard Money: Speed As A Strategy (00:35:44)
15. National Lenders Caution And Reliability (00:38:41)
16. Four Buckets Recap And Next Steps (00:40:54)
61 episodes