The practice of redlining is where public and private officials and professionals designated certain neighborhoods as high-risk largely due to racial demographics. This led to denied loans or significantly higher interest rates in those neighborhoods. It institionalized racial bias, and denied generations of Black families the ability to build and transfer wealth. The repercussions still plague those neighborhoods today with ongoing disinvestment. This episode of To The Point is a panel discussion from CLPHA's 2023 Summer Meeting about the impact of redlining in Cleveland, Ohio. The panelists included:

• Mark L. Joseph, PhD, Leona Bevis/Marguerite Haynam Professor of Community Development, Jack, Joseph and Morton Mandel School of Applied Social Sciences, Case Western Reserve University (moderator)
• Dr. Sanjay Rajagopalan, MD, Chief of Cardiovascular Medicine, Harrington Heart & Vascular Institute, University Hospitals
• Joseph Black, Vice Chairman, CMHA Board of Commissioners; Program Manager, Racial Equity & Racial Justice Initiatives, Cleveland Foundation
• Joshua Edmonds, CEO, Digital C
• Kristin S. Warzocha, President and CEO, Greater Cleveland Foodbank

Thanks for listening to To The Point, a podcast of the Council of Large Public Housing Authorities.