In this special episode, Travis is joined by his producer, Eric, for a fun break-down of the worst financial advice out there—reacting to viral clips and sorting the truly terrible from the merely misunderstood. They cover everything from “buy low, sell high” myths to the dangers of credit cards and the unpredictable path of moving to NYC for your dreams.

On this episode we talk about:

• Listening (and laughing) through clips of supposed “awful” financial advice—from cash hacks to leveraging credit as a college student

• Why “buy low, sell high” sounds easy, but almost no one—except 1% of day traders—actually wins playing that game over time

• The power of environment and why moving to a “dream city” could either ignite your career or send you financially underwater

• When using credit can make sense for disciplined business owners—but why most people should stick to cash

• Travis’s ranking of the worst, most misleading, and situational money advice people keep hearing

Top 3 Takeaways

1. “Buy low, sell high” is not a strategy—it’s gambling, and 99% of would-be day traders lose money over time.

2. Your environment shapes your success; place yourself where the most opportunity exists, but only with a concrete, disciplined plan.

3. Cash keeps you disciplined, but leveraged credit can be a useful tool—if you treat it like investment capital and avoid consumer traps.

Notable Quotes

• “You’re not going to beat the S&P 500—over 96% of funds and day traders fail to outperform the market.”

• “Don’t confuse play money with nest egg money—it’s fun until you gamble away your future.”

• “Environment shapes you, but most people never shape their environment.”

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