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Visa's New 2025 Rules That Might Destroy Your Sales

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Manage episode 480086497 series 2850153
Content provided by Maria Sparagis. All podcast content including episodes, graphics, and podcast descriptions are uploaded and provided directly by Maria Sparagis or their podcast platform partner. If you believe someone is using your copyrighted work without your permission, you can follow the process outlined here https://staging.podcastplayer.com/legal.

🚨 Visa’s New Chargeback Rules Could Shut You Down – Are You Ready? 🚨

Visa is flipping the script on chargebacks—and if you're an online business owner, this affects you. I'm breaking down the new VAMP (Visa Acquirer Monitoring Program) regulations that are already live in Europe and heading to North America.

From stricter chargeback thresholds (dropping to 0.9% in 2026) to new penalties for merchants who ignore card testing fraud, Visa's changes are tightening the noose on risky behavior. Even if you rely on Rapid Dispute Resolution (RDR), guess what? Those alerts are now counted against you.

🔍 Learn:

- What VAMP is and why it matters

- Why relying on RDR is no longer safe

- How to calculate your chargeback ratio properly

- Why 3DS may become mandatory—and what that means for your conversions

- The silent risk of losing your payment processor even if you’re under 1%

⚠️ Don’t wait until you're fined or shut down. Get ahead of the changes and safeguard your business. ⚠️

👉 Subscribe for more insights on payment compliance, fraud prevention, and keeping your online business safe.

0:00 Intro

0:32 Previous Chargeback Guidelines

1:08 What’s Changing

6:58 Payment Gateway Fraud Protection

8:08 Even More Changes

10:18 Rules Coming to the US

12:08 The Reason Why

13:22 Lower Your Chargebacks

18:33 Outro

Need a merchant account? Get in touch! ➡️ directpaynet.com/contact-us

  continue reading

189 episodes

Artwork
iconShare
 
Manage episode 480086497 series 2850153
Content provided by Maria Sparagis. All podcast content including episodes, graphics, and podcast descriptions are uploaded and provided directly by Maria Sparagis or their podcast platform partner. If you believe someone is using your copyrighted work without your permission, you can follow the process outlined here https://staging.podcastplayer.com/legal.

🚨 Visa’s New Chargeback Rules Could Shut You Down – Are You Ready? 🚨

Visa is flipping the script on chargebacks—and if you're an online business owner, this affects you. I'm breaking down the new VAMP (Visa Acquirer Monitoring Program) regulations that are already live in Europe and heading to North America.

From stricter chargeback thresholds (dropping to 0.9% in 2026) to new penalties for merchants who ignore card testing fraud, Visa's changes are tightening the noose on risky behavior. Even if you rely on Rapid Dispute Resolution (RDR), guess what? Those alerts are now counted against you.

🔍 Learn:

- What VAMP is and why it matters

- Why relying on RDR is no longer safe

- How to calculate your chargeback ratio properly

- Why 3DS may become mandatory—and what that means for your conversions

- The silent risk of losing your payment processor even if you’re under 1%

⚠️ Don’t wait until you're fined or shut down. Get ahead of the changes and safeguard your business. ⚠️

👉 Subscribe for more insights on payment compliance, fraud prevention, and keeping your online business safe.

0:00 Intro

0:32 Previous Chargeback Guidelines

1:08 What’s Changing

6:58 Payment Gateway Fraud Protection

8:08 Even More Changes

10:18 Rules Coming to the US

12:08 The Reason Why

13:22 Lower Your Chargebacks

18:33 Outro

Need a merchant account? Get in touch! ➡️ directpaynet.com/contact-us

  continue reading

189 episodes

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