Manage episode 492476067 series 2855648
Nathan Turner reveals the untapped power of note investing on The REI Agent. Learn how to generate passive income, avoid ownership headaches, and build wealth with one of the oldest investing strategies in history.
See full article: https://www.unitedstatesrealestateinvestor.com/turning-flips-into-freedom-with-debt-for-a-life-of-wealth-and-wisdom-with-nathan-turner/
(00:00) - Introduction to The REI Agent Podcast
(00:06) - Meet Mattias and Erica: Real Estate and Holistic Wellness
(00:14) - This Week’s Guest: Nathan Turner, The Canadian Note Guy
(00:24) - What is Note Investing? Nathan Explains His Niche
(02:07) - Nathan’s Start: Fix and Flips Across Canada
(04:24) - From Flipping to a Failing Rental: Nathan’s Pivot
(07:58) - Transition to Notes: Accidental Seller Financing
(08:12) - How Nathan Finds and Buys Notes
(09:15) - Evolution From Non-Performing to Performing Loans
(10:16) - Building Trust Through Networking in Note Investing
(11:59) - Using Discounts to Determine Note Profitability
(13:44) - Why Short-Term or Long-Term Notes Are Preferred
(14:19) - Common Buyer Profiles in Seller Financing
(15:04) - How Nathan’s Fund Works and Investor Returns
(16:18) - Default Handling and Creative Restructuring Options
(18:44) - Mattias’ Personal Seller Finance Deal Story
(20:20) - Selling Notes as an Alternative to Refinancing
(21:06) - Overleveraging Scenarios and Flexibility in Structuring
(22:30) - The Limitations of Big Banks vs. Creative Note Deals
(24:10) - Nathan’s Role as a Backend Buyer of Notes
(24:52) - Market Comparison: 2008 vs. Now
(26:53) - How COVID and Hedge Funds Affected the Note Space
(29:00) - Shift to Performing Loans: Better for Investors
(31:38) - Mortgage Defaults Rising? Industry Perspectives
(33:38) - Government Intervention and Foreclosure Backlogs
(34:32) - Navigating Today’s High Mortgage Payments
(34:56) - Notes in an Uncertain Market: Resistant Not Recession-Proof
(36:30) - Accredited Investors and Fund Eligibility Explained
(37:21) - How Diversifying with Notes Works for Agents
(38:11) - Notes vs. Syndications: Passive Income Comparison
(39:17) - How Notes Protect Against Housing Price Drops
(39:52) - Vetting the Fund vs. Vetting the Deal
(41:32) - Retirement Accounts and Note Investing
(42:27) - The History and Simplicity of Note Investing
(43:59) - Perseverance in Business: Nathan’s Final Wisdom
(44:19) - Book Recommendation: Invest in Debt by Jimmy Napier
(45:10) - Connect with Nathan: earnestinvesting.com
(45:59) - Outro: Thanks for Tuning In!
Contact Nathan Turner
For more innovative ways to reach your holistic wealth, visit https://reiagent.com
291 episodes