In this episode of Vitamin OC, hosts Joanna Weiss and Whitney Gomez discuss the importance of financial literacy for young adults with guests Natalie and Tom Giannulli. Natalie and Tom created an app, called Budget U, which is designed to help families with college students to manage budgeting and spending. They explore the challenges students face in managing finances and discuss the mission behind, features of, and future for Budget U. The conversation covers the significance of early financial education and the helpful role of technology in budgeting.

Takeaways
Financial literacy is crucial for young adults entering college.

Budget U is designed to help families manage finances together.
Early financial education can prevent future financial stress.
Technology plays a key role in modern budgeting practices.
Budgeting should empower, not restrict, young individuals.
Understanding spending habits is essential for financial success.
Budget U offers insights into spending by category and merchant.
The app encourages open family discussions about finances.
Budget U aims to shift perceptions of budgeting as negative.
The app rewards students for staying within budget.

Keywords
financial literacy, Budget U, college budgeting, family finance, financial education, affording college, managing money

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