I get a regular email from Quora, with questions that I might be able to answer or might be of interest to me. There are some database questions, some Tesla ones, and others, but recently I caught an interesting one that asked: why are most people broke? To be fair, there are a lot of questions that appear to be trolling, not people seeking answers, but this one caught my eye. This isn't very data-related, but it is a bit of advice from someone who is getting older.

As I look towards retirement in the next decade or two, part of my planning is ensuring that finances are in order. Once I stop working or slow down, the economics of my family change, and we need to be thinking forward to ensure that we have enough funds for our daily living. This can vary in different parts of the world, but I'm surprised at how many people don't really think about covering their daily expenses without a salary.

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