In this conversation, Discovery Bank CEO Hylton Kallner unpacks the remarkable growth of South Africa’s fastest-growing bank and the shared-value model powering its success. He explains how Discovery Bank’s full-service digital approach, industry-leading security, seamless ecosystem integration and customer-first design have reshaped the banking experience for nearly one and a half million clients. From crypto investing with Luno to AI-driven fraud protection and effortless insurance activation, Hylton highlights the innovations redefining modern finance. He also shares insight into Discovery Bank’s expanding rewards ecosystem, new partnerships, and the momentum behind its award-winning service. With breakthroughs in digital behaviour analysis, lifestyle-linked benefits and a rapidly growing client base, Hylton outlines how the bank is positioning itself at the center of people’s financial lives—today and over the next five years.