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S2E9 – Behind the Rate: Vinnie DiOrio Breaks Down Modern Mortgages
Manage episode 484033672 series 3582397
In this episode of Work Hard, Play Hard, and Give Back – A Real Estate Podcast, Mike Litzner sits down with Vinnie DiOrio, Branch Manager at Fairway Independent Mortgage Corporation, to shed light on the modern mortgage process. From his early career with the New York Islanders to building a client-first approach in lending, Vinnie shares his insights on:
- How the mortgage industry has evolved
- Appraisal waivers and competitive offer strategies
- The importance of face-to-face consultations
- Common pitfalls buyers face—and how to avoid them
- Why service, education, and relationships matter more than rates
Plus, hear about his passion for family time, his famous dog Coco, and the causes close to his heart, including support for children with special needs and the Heart of American Homes Foundation.
Stay tuned to the end for the Drop the Mic question: a wild closing story you don’t want to miss.
Thank you for listening
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Chapters
1. Meet Vinnie DiIorio: From Hockey Ops to Home Loans (00:00:00)
2. Why Vinnie Entered the Mortgage Industry (00:01:11)
3. Client-First Lending & Relationship Over Transactions (00:03:36)
4. Appraisals, Waivers & Structuring Competitive Offers (00:14:45)
5. Educating Buyers: Face-to-Face Matters (00:18:30)
6. Interest Rates and Loan Types (00:23:10)
7. Challenges in Closing Deals (00:31:15)
8. Personal Life and Work Balance (00:35:08)
9. The Famous Coco (00:39:00)
10. Giving Back to the Community (00:39:27)
11. Drop the Mic Question (00:46:10)
20 episodes
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