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What if the secret to building wealth had nothing to do with your bank balance—and everything to do with how you think? In this episode, we meet Terrence Mugova, a Zimbabwean reformer and “son of encouragement,” whose journey turns personal struggle into community-building ventures. From almost being expelled over tuition deadlines to launching an education-financing company and a citywide feeding program, Terrence shows how asking “why?” can unlock practical solutions that serve people and build sustainable enterprise.

In this episode, you’ll learn

  • Why mindset precedes money—and how beliefs about scarcity or “romanticising poverty” quietly cap our potential.
  • How a near-expulsion led to an education-financing model that opens doors with affordable payment plans.
  • What “money as a certificate of performance” really means—and how to charge without guilt.
  • A developing-economy order of operations: make more → spend intentionally → save → invest.
  • Why entrepreneurship is a mindset, not a job title—use it whether you lead a company or serve one customer (your employer).
  • Lessons from Feed the City: moving beyond statistics by sharing meals, stories, and dignity.
  • Zimbabwe’s under-told strengths—resilience, creativity, and natural beauty—and how to spot opportunity at home.

About our guest — Terrence Mugova

A finance-minded reformer and coach, Terrence helps people transform beliefs about money, discover their unique value, and build wealth that serves purpose and community. His ventures span education finance and food-security initiatives like Feed the City, and his teaching blends faith, practicality, and performance.

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🎧 Subscribe & Follow the podcast: @WorldChangersPC

🥑 Brought to you by The AVOCADO Foundation – building financial confidence and unlocking potential through entrepreneurship, education, and equity.

🙋🏾‍♀️ Connect with your host, AmickyCarol Akiwumi MBE: @AmickyCarol on all platforms

🎙️ Podcast produced by Humanise Live – helping charities and social causes bring their stories to life through audio.Learn more at www.humanise.live or [email protected]

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Chapters

1. Welcome to WorldChangers HQ (00:00:00)

2. Meet Terence: Son of Encouragement (00:00:46)

3. A Lifetime of Reforming (00:02:25)

4. The Mindset That Builds Wealth (00:06:01)

5. Making Money Work For You (00:09:12)

6. Increasing Career Engagement Levels (00:14:57)

7. Definition of Success (00:17:25)

8. Entrepreneurship With Kingdom Mindset (00:25:18)

9. The Beauty of Zimbabwe (00:27:38)

14 episodes