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💸 Why do so many yachties earn well yet still struggle to build long-term wealth?
In this episode of Rich AF, host Charl Minnaar (The Yachting Investor) sits down with Josh Swart — a 22-year-old former yachtie from South Africa who swapped the superyacht lifestyle for the world of finance. Together they break down how crew can turn high incomes into lasting freedom, why compound interest is true magic, and how patience beats hype in the investing game.
Josh also created the Yacht Crew Wealth Circle, a WhatsApp community where crew share financial insights and “mid-week money drops.” (Contact Charl Minnaar for access details.)
🔹 What You’ll Learn in This Episode
✅ How to shift from high income to long-term wealth
✅ Compound interest explained in plain English
✅ ETFs vs stocks vs crypto — why simplicity wins for crew
✅ Building financial discipline early in your career
✅ Why the yachting industry must teach finance as crew wellbeing
✅ Josh’s quick-fire mantra: “Three months slash fund the rest invest.”
📲 Connect with Josh Swart
💬 Founder — Yacht Crew Wealth Circle (WhatsApp Community)
🔗 LinkedIn: linkedin.com/in/joshua-swart-343a43251
📧 For community access details, contact Charl Minnaar below.
📩 Connect with Charl Minnaar (The Yachting Investor)
📸 Instagram: @theyachtinginvestor
🌍 Website: theyachtinginvestor.com

💬 What’s your biggest money challenge as yacht crew? Drop it in the comments below.
👍 Like 💬 Comment 🔔 Subscribe for more episodes of Rich AF
#Yachting #YachtCrew #Superyacht #Investing #FinancialFreedom #WealthBuilding #CrewFinance #PersonalFinance #RichAF #TheYachtingInvestor
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