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Content provided by Erin Gray | Wealth Coach, Former CFP and CFO, Erin Gray | Wealth Coach, Former CFP, and CFO. All podcast content including episodes, graphics, and podcast descriptions are uploaded and provided directly by Erin Gray | Wealth Coach, Former CFP and CFO, Erin Gray | Wealth Coach, Former CFP, and CFO or their podcast platform partner. If you believe someone is using your copyrighted work without your permission, you can follow the process outlined here https://staging.podcastplayer.com/legal.

Your financial software is designed to track your past — not create your future. In this episode, we explore how tools like Monarch Money, QuickBooks, and your banking apps reflect where you've been, not where you're going.

When you let old numbers dictate what’s possible, you unconsciously keep recreating the same financial story. True transformation starts by shifting your self-concept and making decisions from who you want to become, not who you’ve been.

We dive into:

  • How past financial data reflects old beliefs, comfort zones, and identity
  • Why relying on your history puts an invisible ceiling on your growth
  • The power of making decisions based on your desired future — even when it feels uncomfortable
  • How your nervous system resists new financial patterns, and why that’s normal
  • Ways to repurpose your financial software: celebrate what you’ve already created, then play with new “what ifs”

Want to learn more or connect with me?

Step 1: Join my Facebook Community.

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From my soul to yours,

Erin

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Chapters

1. Financial Software's Backward-Looking Design (00:00:00)

2. How Past Thinking Creates Future Results (00:04:17)

3. Shifting Focus to Who You Are Now (00:06:53)

4. Making New Financial Behaviors Feel Natural (00:09:30)

5. Using Software as a Tool, Not Guide (00:11:30)

6. Creating Growth from Future Vision (00:13:15)

154 episodes