Best friends Joel and Matt are the co-hosts of How to Money which is all about providing the knowledge & tools that normal folks need to thrive in areas like debt payoff, DIY investing, and crucial money tricks that will provide continuous help along your journey. We believe that access to unbiased and jargon-free personal finance guidance is more necessary than ever before. When you handle your money in a purposeful, thoughtful way that works for your lifestyle, you can really start living ...
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Cosmetology School Accounting is a mini-podcast series. This Podcast Is your go-to resource for navigating the financial landscape of cosmetology schools. We'll cover everything from budgeting and financial planning to audits and regulatory compliance, as well as tax and tax planning, ensuring your institution is financially sound and successful. This nano-cast is designed to provide valuable insights in a quick, easily digestible format—perfect for busy professionals. Join us for a quick mi ...
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The Ageless Traveler is a podcast dedicated to celebrating the adventurous spirit of active adults. Join veteran radio and TV host, Emmy Winner, and seasoned traveler, Adriane Berg, as she takes you on a journey around the world. From hidden gems and cultural experiences to healthy travel tips and discounts, The Ageless Traveler is your passport to life satisfaction through travel. Our host, Adriane Berg, has traveled to 110 countries and brings you the best tripsand experiences as she takes ...
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Pharmacist to Full Time Real Estate Investor w/ Ryan Chaw #989
55:51
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55:51Newer listeners may not realize how OBSESSED with investing in real estate we were back in the day. In fact, when we were batting around ideas for a podcast, we initially thought it might be focused only on real estate... Luckily we zoomed out enough to cover personal finance more broadly. And it’s not that we’re not excited about rentals anymore, …
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Retreat and Transformative Travel for Women Over 45
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35:36
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35:36Ask Adriane "Travel opens your eyes to see the world beyond what you’ve been told. A stranger is just someone you have not yet met." Are you ready to explore the world with purpose? In this empowering episode, I delve into the world of women's travel with Jeannie Ralston, the founder and CEO of Next Tribe, a community dedicated to travel as persona…
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Ask HTM - Buying a Used Mattress, Best Use of an Inheritance, & Disqualified from a Roth #988
50:36
50:36
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50:36Let’s kick off the week with some fresh listener questions we have lined up for you! And don't just stand on the sidelines- if you have a question you’d like us to answer, toss your voice memo our way. It only takes about 90 seconds to record and you can find a step by step guide over at HowToMoney.com/ask . Regardless of how random or bizarre you …
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Friday Flight - Credit Crunch, MAGA Money, & Gas Gouging #987
36:13
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36:13Time for a Friday Flight- our little sampling of the week’s financial news and what it means for your personal finances. There are a lot of headlines out there, but we boil them down to specific takeaways that will allow you to kick off the weekend informed and help you to get ahead with your money. In this episode we explain some relevant and help…
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Impoverished Upbringing to Money Monster w/ Listener Nick Gangwer #986
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53:10
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53:10We’re trying something completely new for our episode today: we’re hearing from a listener. Not in the form of a question submitted via voice memo, but we’re actually sitting down and having a ‘real money’ conversation, with Nick Gangwer. We met Nick at a listener hang about a year ago and his personal story and the proactive steps that he had take…
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Unlock the Secrets to Writing Your Travel Memoir!
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21:28Ask Adriane "A travel memoir is about capturing a moment in time that made you feel something very deeply." Are you ready to turn your travel experiences into captivating stories? In our latest episode, I share nine essential steps to help you write your travel memoir. Whether you want to publish your work or simply document your adventures, this e…
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Ask HTM - Special Roth Accounts, Investing During A Sabbatical, & Reverse Mortgages #985
51:28
51:28
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51:28Let’s kick off the week with some fresh listener questions we have lined up for you! And don't just stand on the sidelines- if you have a question you’d like us to answer, toss your voice memo our way. It only takes about 90 seconds to record and you can find a step by step guide over at HowToMoney.com/ask . Regardless of how random or bizarre you …
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Friday Flight - Streaming Sports, Trade-In Tradeoffs & AI Lies #984
36:53
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36:53Time for a Friday Flight- our little sampling of the week’s financial news and what it means for your personal finances. There are a lot of headlines out there, but we boil them down to specific takeaways that will allow you to kick off the weekend informed and help you to get ahead with your money. In this episode we explain some relevant and help…
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Practical AND Beautiful Investing Advice w/ Callie Cox #983
56:40
56:40
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56:40What it means to have a practical and beautiful portfolio. How recent policy decisions have roiled the stock market. Right-sizing your risk tolerance… These are just a few of the topics we discuss with our guest Callie Cox who is a part of the Ritholtz Wealth Management team. She is also the author of OptimistiCallie, her newsletter where she seeks…
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Midcentury Modern Tours at Cranbrook School in Michigan
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31:14Ask Adriane “A life without beauty is only half lived." George Booth Founder of Cranbrook School Did you know Michigan is a design mecca? Explore the rich history of modernism in Michigan with Kevin Addison, curator of the Cranbrook Center for Collections and Research. Discover the fascinating stories behind iconic architects like Eliel Saarinen an…
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Ask HTM - Unnecessary Credit Cards, Creatively Funding Grad School, & Dropping Car Insurance To Save #982
52:42
52:42
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52:42Let’s kick off the week with some fresh listener questions we have lined up for you! And don't just stand on the sidelines- if you have a question you’d like us to answer, toss your voice memo our way. It only takes about 90 seconds to record and you can find a step by step guide over at HowToMoney.com/ask . Regardless of how random or bizarre you …
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Friday Flight - Paper Wealth, Target Date Trends, & Bye Bye Buffett #981
36:01
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36:01Time for a Friday Flight- our little sampling of the week’s financial news and what it means for your personal finances. There are a lot of headlines out there, but we boil them down to specific takeaways that will allow you to kick off the weekend informed and help you to get ahead with your money. In this episode we explain some relevant and help…
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Creating a Post-Layoff Action Plan w/ Marlo Lyons #980
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54:54
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54:54Gone are the days of constantly job hopping in order to rapidly boost your salary! Remember when perusing new job listings during your lunch break while WFH led to a 10-30% pay bump?! Now, with the uncertainty we’re experiencing in the overall market, it’s not just the new hires who are a bit nervous about hanging onto their jobs. Even government w…
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Dental Tourism: How to Turn Dentistry into a Vacation
29:34
29:34
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29:34Ask Adriane "My dentist is in Tijuana; I report on my experience with dental tourism." Adriane If you are considering medical tourism for dental care, get the insider view in this episode. Discover the fun and failures, and why I want you to know the inside story of dental care abroad. Dental costs can become a daunting reality. One solution is hig…
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Ask HTM - Pro Help to Break the Paycheck to Paycheck Cycle, Down Payment Money Market Accounts, and Viable Student Loan Forgiveness Plans #979
45:33
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45:33Let’s kick off the week with some fresh listener questions we have lined up for you! And don't just stand on the sidelines- if you have a question you’d like us to answer, toss your voice memo our way. It only takes about 90 seconds to record and you can find a step by step guide over at HowToMoney.com/ask . Regardless of how random or bizarre you …
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Friday Flight - Thrifty Trucks, Pricey Parking, & Soaring Secondary Costs #978
34:36
34:36
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34:36Time for a Friday Flight- our little sampling of the week’s financial news and what it means for your personal finances. There are a lot of headlines out there, but we boil them down to specific takeaways that will allow you to kick off the weekend informed and help you to get ahead with your money. In this episode we explain some relevant and help…
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Student Loan Shakeup w/ Travis Hornsby #977
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59:33
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59:33The Feds are cracking down on defaulted student loans! According to the new US Education Secretary, it’s time for student borrowers with federal loans to begin making payments. The clock is ticking and May 5th is the date that nearly 2 million borrowers are going to be moved into repayment plans and collections will begin for loans that are in defa…
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Learn Top Hotel Booking Strategies From a Hotel Insider
35:12
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35:12Ask Adriane Peter Anderson says: "Hotels have become specialized in addressing very specific needs of the travelers. Here’s how to take advantage of what they offer" Become an instant insider in the hotel world with my guest Professor Peter Anderson. Delve into how hotels are adapting to meet the changing needs of Ageless Travelers. From safety con…
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Ask HTM - Student Loans vs Investing, Best Cell Service While Abroad, & the Role of Faith in Our Finances #976
47:52
47:52
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47:52Let’s kick off the week with some fresh listener questions we have lined up for you! And don't just stand on the sidelines- if you have a question you’d like us to answer, toss your voice memo our way. It only takes about 90 seconds to record and you can find a step by step guide over at HowToMoney.com/ask . Regardless of how random or bizarre you …
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Friday Flight - Debt Defaults, VIP Investments, & Regretful Retirees #975
36:30
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36:30Time for a Friday Flight- our little sampling of the week’s financial news and what it means for your personal finances. There are a lot of headlines out there, but we boil them down to specific takeaways that will allow you to kick off the weekend informed and help you to get ahead with your money. In this episode we explain some relevant and help…
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The Cheap Travel Truth w/ Scott Keyes #974
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54:28
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54:28Who doesn’t wish that they were currently listening to this episode while lounging at the beach, on a European adventure, or even completely off the grid hiking somewhere amazing?! Of course we all want to do that but c’mon, it’s too expensive! That is the unfortunate excuse that we give ourselves for why we don’t travel as much as we’d like, but o…
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Voluntour: Don't Waste Your Skills. The World Needs You--With Guest Lorraine Keenan
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30:30Ask Adriane I KEEP MY PROMISE TO BRING YOU THE TOP VOLUNTOUR EXPERIENCE. Are you ready to make a difference while exploring a new culture? In our latest episode, we sit down with Lorraine Keenan, founder of Hero Holidays, to discuss how to volunteer in South Africa and create lasting memories. Discover how this unique organization combines voluntee…
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Ask HTM Special Edition: Tariffs, Market Volatility, & How It All Impacts You #973
58:00
58:00
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58:00Let’s dive into the week with some fresh listener questions we have lined up for you on this Special Tariffs Edition of Ask HTM (more on that further down). But don't just stand on the sidelines- if you have a question you’d like us to answer, toss your voice memo our way. It only takes about 90 seconds to record and you can find a step by step gui…
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Friday Flight - Panic Pre-Purchasing, Un-Trustworthy TikTok Trends, & “Recession Hair” #972
33:40
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33:40Time for a Friday Flight- our little sampling of the week’s financial news and what it means for your personal finances. There are a lot of headlines out there, but we boil them down to specific takeaways that will allow you to kick off the weekend informed and help you to get ahead with your money. In this episode we explain some relevant and help…
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Economic Cheat Codes for Everyday Life w/ Daryl Fairweather #971
50:01
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50:01We’re joined by the Chief Economist at Redfin, Daryl Fairweather, so you know we’re talking about the current state of the real estate market today. But before she was knee-deep in housing data Daryl was the senior economist at Amazon, and before that she was a researcher at the Federal Reserve Bank of Boston which is when she was working with Frea…
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Get Maximum Cruise Discounts with Minimum Effort
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15:45Ask Adriane Are you an Ageless Traveler looking for the best cruise deals? Join me and Anne Marie Weather of Cruises It and learn how to save big while enjoying luxury. Don't miss this episode! We'll reveal how we access exclusive perks and discounts not available directly from the cruise line while keeping all the perks and discounts they offer. W…
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Ask HTM - Paying for DeleteMe, Investing like the Ivies, and When a New Car Makes Sense #970
46:20
46:20
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46:20Let’s dive into the week with some fresh listener questions we have lined up for you! And don't just stand on the sidelines- if you have a question you’d like us to answer, toss your voice memo our way. It only takes about 90 seconds to record and you can find a step by step guide over at HowToMoney.com/ask . Regardless of how random or bizarre you…
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Forging Financial Flexibility in an Uneasy Economy (Bestie) #969
48:04
48:04
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48:04Flexibility is a characteristic that will serve you well! This reminded Joel of his summer beach trip with his family to Tybee Island. Shortly after they left, there was a massive swarm of jellyfish that meant beachgoers couldn’t even get in the water. Lifeguards treated around 300 visitors for jellyfish stings in a single weekend. And while that w…
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Banking on Bitcoin w/ Natalie Brunell #968
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52:23
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52:23Whether it’s too late to get in on BTC, hackers targeting crypto, what a Federal Bitcoin Reserve means for the price of BTC… these are just a few of the topics we get into today with our guest, Natalie Brunell. When we occasionally talk about Bitcoin, it’s typically within the context of investing, and even then our approach is for it to be a relat…
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Cycling Trips for Boomers Travelers: Travel Oregon
30:58
30:58
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30:58Ask Adriane "Cycling allows me to explore and discover places that I might not otherwise go." Dan Shryock Join us as we cycle through the stunning landscapes of Oregon with Dan Shryock, author of Cycling Across Oregon. One of the most engaging parts of the conversation is Dan's practical advice for both novice and experienced cyclists. For those wh…
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Ask HTM - Deciding How Much ‘Fun $’, Prepping for Long Term Care, & Doubling Down on Employer Retirement Accounts #967
50:12
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50:12Let’s dive into the week with some fresh listener questions we have lined up for you! And don't just stand on the sidelines- if you have a question you’d like us to answer, toss your voice memo our way. It only takes about 90 seconds to record and you can find a step by step guide over at HowToMoney.com/ask . Regardless of how random or bizarre you…
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Friday Flight - Tax Tips, Wage Deflation, & Liberated From Low Prices #966
34:58
34:58
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34:58Time for a Friday Flight- our little sampling of the week’s financial news and what it means for your personal finances. There are a lot of headlines out there, but we boil them down to specific takeaways that will allow you to kick off the weekend informed and help you to get ahead with your money. In this episode we explain some relevant and help…
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Trustworthy Tax Advice w/ Jasmine DiLucci #965
50:26
50:26
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50:26Imagine a scenario where you purchase pretty much whatever you want at the grocery store, you frequently go out to eat, and on top of that you always buy drinks for friends- no questions asked. That’s about what it would take to get food spending up to around 15% of average household income… but that sounds a bit insane! Most folks shop for sales, …
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Culinary Adventures and Wine Tales: Exploring Chile and Thailand with Super Bubbie
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31:20Ask Adriane I'm deeply saddened by the devastating earthquake that rocked Myanmar and Bangkok on March 28. Having traveled to Bangkok several times and once to Myanmar, I believe in the resilience of the Thai government and its people to recover. However, Myanmar remains one of the world's poorest countries, and during my visit to deliver toys and …
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Ask HTM - Budgeting for Housing Splurges, ChatGPT for Your Savings, & Churning Free Gym Trials #964
49:43
49:43
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49:43Let’s dive into the week with some fresh listener questions we have lined up for you! And don't just stand on the sidelines- if you have a question you’d like us to answer, toss your voice memo our way. It only takes about 90 seconds to record and you can find a step by step guide over at HowToMoney.com/ask . Regardless of how random or bizarre you…
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Friday Flight - Education Evisceration, BNPL Burgers, & Torched Teslas #963
31:05
31:05
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31:05Time for a Friday Flight- our little sampling of the week’s financial news and what it means for your personal finances. There are a lot of headlines out there, but we boil them down to specific takeaways that will allow you to kick off the weekend informed and help you to get ahead with your money. In this episode we explain some relevant and help…
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Getting the Job You Want w/ Madeline Mann #962
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52:34Today on the podcast we’re joined by Madeline Mann who is an HR and recruiting leader and is also the author of Reverse the Search which hits the shelves on April 1st. Madeline spun her insider knowledge of the hiring process into an award-winning career coaching empire, called Self Made Millennial, where she has reached millions of folks. Through …
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Ask HTM - Responding to a Rental App Denial, Crummy 529 Plans, and Buying Land as an Investment for Family #961
52:14
52:14
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52:14Let’s dive into the week with some fresh listener questions we have lined up for you! And don't just stand on the sidelines- if you have a question you’d like us to answer, toss your voice memo our way. It only takes about 90 seconds to record and you can find a step by step guide over at HowToMoney.com/ask . Regardless of how random or bizarre you…
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Discover Good Grief: Support for Grieving Children
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18:28Ask Adriane "No one lands at Good Grief by accident. Many of our volunteers are people who want to hold a hand back to Grievers." In this special episode of the Ageless Traveler, I host a heartfelt conversation with Evelyn Moon from Good Grief, a nonprofit dedicated to supporting children and families dealing with grief. As part of Podcastathon, th…
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Friday Flight - Appealing ARMs, Iterating Investments, & College Cost Cuts #960
36:08
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36:08Time for a Friday Flight- our little sampling of the week’s financial news and what it means for your personal finances. There are a lot of headlines out there, but we boil them down to specific takeaways that will allow you to kick off the weekend informed and help you to get ahead with your money. In this episode we explain some relevant and help…
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1
I Found The Perfect Safari: September 2025, Safari With Us!
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15:00Ask Adriane In this episode, you will discover the incredible itinerary planned for September 2025, featuring breathtaking game drives, cultural experiences with local tribes, and opportunities to give back to the community. Colette Tours' Gythe Haddad shares insights on the stunning wildlife, including the Big Five, and the unique experiences that…
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Make More Money, Do More Good w/ Derrick Kinney #959
51:31
51:31
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51:31We argue that money itself isn’t a good or bad thing, it’s not holy or evil, but we do think it comes down to what you do with it that makes the world a better or worse place. That message is also at the heart of Derrick Kinney’s best-selling book “Good Money Revolution”... what are you doing with your money, what actions are you taking? That’s at …
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Booming Encore: The Path to Purposeful Retirement
39:46
39:46
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39:46Ask Adriane "The only limits we have are the ones we put on ourselves." Are you ready to embrace your encore years? In our latest episode, I sat down with Susan Williams, founder of Booming Encore, to explore how to find purpose and meaning in retirement. Discover ikigai, a Japanese philosophy that encourages you to discover what you love, what you…
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Ask HTM - Mass Government Layoff Triage, If Declining Rental Income Is Still Worth It, and Generating Passive Income #958
53:18
53:18
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53:18Let’s dive into the week with some fresh listener questions we have lined up for you! And don't just stand on the sidelines- if you have a question you’d like us to answer, toss your voice memo our way. It only takes about 90 seconds to record and you can find a step by step guide over at HowToMoney.com/ask . Regardless of how random or bizarre you…
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Friday Flight - Tariff Tantrum, Southwest Succumbs, & The Greatest Grocers #957
34:46
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34:46Time for a Friday Flight- our little sampling of the week’s financial news and what it means for your personal finances. There are a lot of headlines out there, but we boil them down to specific takeaways that will allow you to kick off the weekend informed and help you to get ahead with your money. In this episode we explain some relevant and help…
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Cultivating a Wealthy Mindset w/ Shang Saavedra #956
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52:40Living on one partner’s income, stepping away from corporate America, firing up a serious side hustle… these are just a few of the topics we’re discussing with our guest today. Shang Saavedra is a financial coach, founder of the site Save My Cents, and now author of the new book “Wealth is a Mindset.” Shang lives at the intersection of mental healt…
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Ask Adriane Enjoy a new video with details, photos, and fun about the upcoming Texas Country Music Cruise, FALL 2025 Royal Caribbean. In this follow-up Episode, Director Eric Lennington shares the outstanding features of this good-time event, setting sail from Galveston, Texas, including adventures in Mexico and Honduras. References Texas Country M…
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Ask HTM - Finding Travel Deals, 401k Match Changes, and Our Take on Long Term Disability #955
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53:00Let’s dive into the week with some fresh listener questions we have lined up for you! And don't just stand on the sidelines- if you have a question you’d like us to answer, toss your voice memo our way. It only takes about 90 seconds to record and you can find a step by step guide over at HowToMoney.com/ask . Regardless of how random or bizarre you…
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Friday Flight - Student Loan Shakeup, Doom Spending, and the Mounting Mini-Stagcession #954
37:03
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37:03Time for a Friday Flight- our little sampling of the week’s financial news and what it means for your personal finances. There are a lot of headlines out there, but we boil them down to specific takeaways that will allow you to kick off the weekend informed and help you to get ahead with your money. In this episode we explain some relevant and help…
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Launching an Offbeat and Sustainable Business w/ Jason Zook #953
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58:55
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58:55“Solve a problem for people in an interesting way” and “There’s not one way to do business”... those are just a couple quotes from our conversation with Jason Zook. Our goal for this episode is for you to finish listening, and to be completely inspired to start your own small business. Unfortunately, there can be this aura around starting an “offic…
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