Welcome to The Broker’s Lounge with Eddie & Carlo - the podcast where we make the world of mortgages and finance feel a whole lot less intimidating. If you’re here, chances are you’re thinking about buying a home, maybe your first, or maybe you’ve been down this road before. Either way, you’re in the right place. So, who are we? We’re Eddie and Carlo, two senior mortgage brokers from Link Wealth Finance with over 30 years combined experience helping people just like you navigate the sometime ...
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Link Wealth Group Podcasts
The Common Sense Financial Podcast is all about finances, mindset and personal growth. The goal is to help you make smart choices with your money in your home and in your business. Some of the podcasts here are historical in nature. They aired before July 1, 2022 and were previously approved by Kalos Capital. The views and statistics discussed in these shows are relevant to that time period and may not be relevant to current events. This is intended for informational and entertainment purpos ...
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Investing seems impossible to understand in lay person terms. The whole subject feels as the realm of acronyms and over-complicated buzzwords. Nonetheless we believe there are ways to break it all down to digestible pieces upon which anyone can feel they can make their own decisions. We discuss the world of investing and also crypto in a way you can understand and learn. Here we try to explain things in a simple way, rather than make us sound like geniuses. The information provided in this p ...
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Welcome to the "Speaking of Wealth" podcast showcasing profit strategies for speakers, publishers, authors, consultants, and info-marketers. Learn valuable skills to make your business more successful, more passive, more automated, and more scalable. Your host, Jason Hartman interviews top-tier guests, bestselling authors and experts including; Dan Poynter (The Self-Publishing Manual), Harvey Mackay (Swim With The Sharks & Get Your Foot in the Door), Dan Millman (Way of the Peaceful Warrior) ...
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Social Security: Understanding the Numbers and What Happens When One of You Passes?
22:37
22:37
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22:37Brian Skrobonja breaks down two retirement curveballs that most people don’t see coming until it’s too late. He covers how your Social Security decisions can make or break your retirement, and what really happens to your income when your spouse passes away. From the math behind claiming early versus waiting, to the hidden tax traps that arise when …
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6 Tips For Choosing the “Right Fit” Financial Advisor - Replay
15:59
15:59
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15:59Are you part of that 68% of people who would like to have a personalized financial plan, but aren’t sure where to find a financial advisor? What should you pay attention to when trying to get a financial planning expert to help you, and you’re evaluating different options? In this new episode of the Common Sense Financial Podcast, host Brian Skrobo…
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From UFC fighter to concreter to financial adviser and director at Link Wealth - Josh Lee’s journey is anything but typical. But it’s exactly that mix of grit and experience that makes his advice hit different. In this episode of the Broker's Lounge, Josh shares the biggest financial mistakes he sees every day - and how to avoid them. Josh breaks d…
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Make Health Planning Part of Your Retirement Planning, with Regan Archibald - Replay
53:35
53:35
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53:35You feel healthy so everything is okay, right? Have you ever thought that health planning should be part of your retirement planning efforts? If you’ve answered ‘yes,’ pay close attention to Regan Archibald! Regan joins host Brian Skrobonja to discuss how people should approach health planning, the world of preventive care, the role of nutrition, a…
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Tax Deferred to Tax Free: Navigating Taxes in Retirement - Replay
17:33
17:33
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17:33In this milestone 100th episode of the Common Sense Financial Podcast, host Brian Skrobonja delves into the critical topic of managing taxes in retirement. The episode focuses on strategies for minimizing tax liabilities, especially for retirees with tax-deferred accounts facing potential hefty tax bills. Brian emphasizes the importance of sustaina…
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Should You Buy Off The Plan? The Real Pros, Cons and Hidden Risks.
24:23
24:23
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24:23Thinking about buying a property before it’s even built? Let’s talk about what buying off the plan really means. Locking in a property today with settlement 18 months - or even 3 years - down the line can seem like a smart move. Lower upfront costs, more time to save, and a brand-new home at the end? It’s easy to see the appeal. But off-the-plan co…
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11 Tax Strategies for Business Owners That Ought Not Be Ignored
29:13
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29:13Brian Skrobonja breaks down 11 small business tax tips that could help you keep more of what you earn. He explains how the wealthy leverage these strategies, ways to apply them to your own business, and how being proactive now can save you thousands down the road. Tune in to discover practical steps you can take today to reduce your tax burden, boo…
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Join us for a candid conversation recorded on a rainy day, touching on everything from Broadway plans to navigating complex financial markets. This episode delves into personal investment strategies, particularly within the crypto space, and examines the broader macro forces shaping the market landscape. A significant part of the conversation cente…
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The 4 Biggest Obstacles to Effective Estate Planning - Replay
14:04
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14:04Life when you’re gone… an uncomfortable conversation most people prefer to avoid. Why isn’t that a good idea? How can estate planning help you ensure that things are taken care of once you aren’t around anymore? Listen to learn about big mistakes people make, the different elements that make up the estate plan puzzle, the three primary areas of cas…
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Property Investment Tips: Negative Gearing, Trusts & SMSFs
24:50
24:50
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24:50Thinking about investing in property? Before you sign on the dotted line, let’s talk structure. It’s easy to get swept up in the excitement of buying property - but when it comes to tax, the structure you choose can have a massive impact on your short- and long-term financial outcomes. Should you buy in your personal name to take advantage of negat…
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Shifting Investment Strategies and Market Uncertainty Amidst Trade Tensions
39:06
39:06
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39:06Join us for a deep dive into the current market landscape. We explore the ongoing uncertainty surrounding US trade policy and tariffs, debating whether they are tools for negotiation or a long-term strategy. We analyze the potential scenarios for trade negotiations and note the lack of concrete progress seen so far. The conversation also covers the…
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Longevity: The Retirement Problem No One Is Discussing - Replay
14:24
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14:24Did you know that a good part of American households haven’t thought about retirement planning? When it comes to planning for retirement, there are some key concepts to understand and three traps you should do your best to avoid. Listen to learn why a money increase doesn’t always equal a lifestyle enhancement, the three things people often look at…
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The Last Boss: Institutional Money, Bitcoin, and Global Equilibrium Shifts
31:41
31:41
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31:41This podcast episode discusses the increasing institutional investment in Bitcoin, noting that these large entities have different and much longer timelines for evaluating assets compared to retail investors. It highlights structures and mechanisms being developed to make Bitcoin more palatable for institutions, such as investments in companies hol…
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Different Approach of Financial Planning Addresses ‘the Missing Middle’ - Replay
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15:40Emergencies and retirement. This is what we're taught to save for. But what if you created a different system, which allowed you to pay for the expenses you will incur between now and retirement age – without losing the ability to build wealth? Find out why you may need to rethink your financial planning approach and what you should do about the “M…
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The Expat's Guide to Securing a Home Loan in Australia!
21:12
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21:12Working overseas and earning foreign income? It may sound like a ticket to financial freedom, but when it comes to securing a home loan back in Australia, things can get tricky. From currency fluctuations to complex documentation and tax systems, the process isn’t always as simple as it seems. So, what do you really need to know to navigate foreign…
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Navigating Global Uncertainty and AI: Decoding Volatility and Revolutionizing Workflows
50:56
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50:56This features a podcast discussion covering market volatility and the impact of tariffs on international trade relationships. The conversation shifts to the increasing role of AI tools in professional tasks, particularly those involving document research and creation. A specific application of Visual Studio Code, modified for AI agent interaction, …
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The Missing Link in Retirement Planning: Why Purpose Matters
21:33
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21:33Brian Skrobonja talks about the true meaning of purpose in retirement. He shares why aligning your financial strategy with your life’s purpose is key to a fulfilling retirement and how purpose, not just money, impacts your longevity and satisfaction. Tune in to discover practical insights on creating a retirement plan that empowers you to live with…
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Tariffs, Trade Wars, and The Future of Bitcoin: Deep Dive
36:20
36:20
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36:20This podcast excerpt from April 16, 2025, features a conversation between Alex and another person, likely discussing current market concerns, particularly the impact of tariffs imposed by the Trump administration. The discussion covers differing expert opinions on these tariffs, ranging from viewing them as a flawed execution to a deliberate strate…
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An Innovative – and Life-Changing – Way to Look at Retirement, with Dean Jackson - Replay
57:55
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57:55What comes to mind when you think about retiring? Is it enjoying your "golden years?" That's an outdated approach, says today's guest Dean Jackson! He joins host Brian Skrobonja to discuss a new way to think about retirement – and how doing things this way will change your life – the concept of "pre-tiring," two types of economy, and what "money ho…
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Building Your New Home? Let’s Talk Construction Loans!
23:54
23:54
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23:54Thinking of building your dream home? A construction loan might seem like a complex, even intimidating process - but it could be a lot simpler than you think. From staged payments to interest-only phases and valuation traps, there’s a lot of noise out there - but not all of it is as complicated as it sounds. So, what’s the real cost of building, an…
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Are You Prepared for the Evolution of Retirement? - Replay
16:12
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16:12In this podcast episode, Brian Skrobonja takes us on a thought-provoking journey through the evolving concept of retirement. As we dive into the past, present, and future of retirement, Brian helps us unravel the complexities of this modern-day concept which, though deeply ingrained in our society, is relatively new in human history. This episode i…
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In Financial Planning, Consider Your ‘Fuel Tank of Capability’ - Replay
14:29
14:29
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14:29You can live without saving money, and you can live with debt, but you cannot live without cash flow. In fact, if you want your personal finance to flourish, cash flow is a key element you need to focus on – passive income too. Why is that the case? Find out about critical personal financing missteps you should avoid making, what to focus on to mea…
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2025 Federal Budget: What’s In It For You?
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25:09
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25:09The 2025 Federal Budget is out, but does it really offer a solution, or is it just another political play? From housing supply to first home buyer schemes, some big promises are on the table. But will they deliver, or is it just smoke and mirrors? There’s more to this budget than meets the eye - what does it mean for your wealth-building plans? Let…
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Q&A: Your Pressing Finance and Investing Questions Answered
25:05
25:05
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25:05Brian Skrobonja answers some of the most frequently asked questions about finances and investing. He covers how successful people approach liquidity, why traditional emergency funds may not be the best strategy, and how to store money with a purpose. Tune in to hear him challenge common financial myths, share smarter wealth-building strategies, and…
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Riding the Crypto Waves & Market Moves: Chainlink Insights, Tariff Talk, and the Ripple Rally!
36:20
36:20
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36:20This podcast excerpt features a conversation discussing market volatility and the potential of blockchain technology. The speakers highlight Chainlink's role in connecting real-world data to blockchains, enabling broader asset tokenization. They then transition to the current macroeconomic environment, focusing on uncertainty caused by potential ta…
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In this podcast episode, Brian shares his remarkable journey from his parents' middle-class immigrant background to achieving financial freedom through decades of learning and building businesses. He recounts his early aspiration for an opulent lifestyle and the pivotal moment when he realized the importance of creating income-producing assets. Thr…
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Stop Overpaying for Business Insurance (This Finance Hack Saves You Thousands!)
27:18
27:18
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27:18Smart Business Finance - Insurance Premium Funding & ATO Debt Most business owners don’t realize they can finance their insurance premiums instead of paying monthly with extra fees – and still get the full-payment discount. That’s where Insurance Premium Funding (IPF) comes in, and it’s a game-changer for cash flow. We’re also diving into a big one…
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Are We Heading Towards a Recession? Crypto, Tariffs, and Economic Outlook
41:48
41:48
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41:48Get a grip on the turbulent markets of March 2025! In this insightful episode, They explore the impact of the new administration's policies, particularly tariffs, on market skepticism. The discussion also covers contrasting forces like liquidity injection and the rise of AI technology. A key point of analysis is the unexpected downturn in the crypt…
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The 5 Key Performance Indicators To Help Measure The Health Of Your Retirement Plan - Replay
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15:40In this episode we talk about the importance of using key performance indicators beyond just investment performance to gauge the health of one's retirement plan. There are five crucial data points that form the foundation of a successful retirement strategy: passive income, effective tax rate, cash flow ratio, banking capacity, and horizontal asset…
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Navigating the Market Mania: Volatility, Value, and the Future of Bitcoin
45:55
45:55
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45:55Tune in to this insightful discussion on the wild market swings and how to leverage them for your investment strategy . Topics: 1. The hosts delve into the crucial distinction between market sentiment and the underlying fundamentals of individual stocks emphasizing how volatility can be a valuable tool to test your investment convictions 2. Discove…
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Certificates of Deposit: What to Consider and How to Use Them - Replay
13:20
13:20
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13:20In this episode on Certificates of Deposit (CDs) as investments, we talk about the nuanced decision-making involved in purchasing CDs and whether or not CDs are good investments, particularly in a rising interest rate environment, and we explain why interest rates are the only factor you need to consider. Wealth creation isn't solely dependent on C…
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How To Negotiate Your Tax Debt In 2025? Ft.Olga Koskie
27:57
27:57
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27:57In today’s episode, The Broker's Lounge dives into a unique and highly important topic: Tax Debt Negotiation. Carlo will be joined by Olga Koskie, a principal at Tax Assure and an expert in this field. They’ll cover key questions about ATO debt, including how to reduce your debt, what to do if you receive a Director's Penalty Notice, and the recove…
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Grok AI, Bitcoin, and Options Strategies: A Podcast Discussion
33:30
33:30
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33:30This podcast excerpt features a discussion on leveraging AI, specifically Grok, for financial analysis, emphasizing the importance of prompt engineering to guide AI research effectively. The speakers highlight the value of using Grok's "deep research" function for accessing real-time information, particularly from Twitter (X), while acknowledging t…
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How to Create Retirement Confidence - Replay
18:27
18:27
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18:27In this episode, we delve into the link between overall retirement quality and the confidence you have in your financial plan. We emphasize how a well-designed retirement strategy tailored to your needs, not solely reliant on market performance, is pivotal for boosting confidence and making your retirement plan a reality you can rely on. Addressing…
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Latest RBA Rate Cut: What It Means for Your Financial Future!
25:16
25:16
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25:16Welcome back to The Broker’s Lounge – where savvy investors come to sharpen their edge. This episode, Eddie and Carlo are turning their focus to a hot-button issue: the latest interest rate cut by the RBA in 4 years! They’ll break it down – why it happened, what it means for borrowers, and how it impacts both the property market and the wider econo…
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TradFi Meets Crypto: Bridging Traditional Finance and Blockchain
43:06
43:06
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43:06This podcast excerpt features a conversation about the intersection of traditional finance and the cryptocurrency market. Alex and Gabriel discuss the potential for blockchain technology to improve efficiency in global transactions, and the impact of fiat currency debasement on the crypto market. They explore the role of tokens in the crypto space,…
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2024 Pension Reforms: The Removal of WEP and GPO
18:31
18:31
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18:31Brian Skrobonja breaks down the repeal of the Windfall Elimination Provision (WEP) and the Government Pension Offset (GPO). He covers how retirees can strategically use their lump sum to create long-term financial stability, the impact of the repeal on spousal and survivor benefits, and the broader financial strain on the Social Security system. Tu…
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Negative Gearing: Smart Strategy or Risky Move?
20:51
20:51
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20:51Welcome back to The Broker’s Lounge – where savvy investors come to sharpen their edge. This episode, Eddie and Carlo tackle every investor's favourite friend: negative gearing. They’ll break it down - what it is, how it works, and the pros and cons every investor needs to know. Then, they’ll bring it to life with a real-world case study, showing y…
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Decoding Market Moves: AI, Tesla, Crypto, and Risk Management Strategies
58:25
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58:25Decoding Market Moves: AI, Tesla, Crypto, and Risk Management Strategies Description: In this episode, we dive deep into the dynamic world of market trends and investment strategies. Join us as we dissect recent movements in key sectors and explore opportunities for both seasoned and aspiring investors. SMCI & AI Stocks: We analyze the potential of…
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3 Factors to Consider Before Taking Your Social Security Benefits - Replay
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14:49The complexity of Social Security calculations can cause some confusion around when someone eligible should file and claim their benefit. There are a lot of variables to consider and acronyms to decipher that can make Social Security feel like a confusing hedge maze. Let’s cut through some of the noise and clarify some of the most pressing question…
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AI, Bonds, and Geopolitics: Navigating a Complex Market Landscape
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43:46This podcast discussion centers on the commoditization of AI, specifically focusing on the increasing accessibility and capabilities of open-source models like DeepSeek, contrasting them with more centralized approaches. The conversation then shifts to a trade idea involving long-term bonds, analyzing market trends and inflation rates to support th…
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The 7 Indispensable Steps in Building Your Wealth Strategy - Replay
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14:16If you tune into social media, there are a lot of influencers and gurus peddling one-size-fits-all financial advice and unfortunately plenty of investors base their strategies on what these people recommend. Find out why basing your investment decisions on what’s trending on TikTok is short sighted and discover the seven indispensable steps of buil…
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Interest Rates Are Finally Falling In 2025? Here’s How To Take Advantage Of The RBA’s Decision.
20:34
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20:34To kick off 2025, Eddie and Carlo are back on The Broker’s Lounge with some BIG news! The RBA is expected to be cutting interest rates - what does this mean for your mortgage, property prices, and the economy? And more importantly, how should you best capitalize on this highly anticipated rate cut? Join Eddie and Carlo as they break it all down in …
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AI: DeepSeek, Nvidia, AMD, and Crypto Market Analysis.
57:01
57:01
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57:01AI, Chips, and Crypto: Navigating the Tech Landscape Description: AI Discussion: This episode dives deep into the rapidly evolving worlds of artificial intelligence, semiconductor technology, and cryptocurrency. We begin with a discussion on Deepseek, a new open-source AI model from China, exploring its capabilities, its impact on the market, and t…
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Hidden Tax Strategies, with CPA Tanner Adams - Replay
44:19
44:19
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44:19Most business owners come into the financial game as the quarterback. They’re telling their CPA and financial advisor what they need and when they need it instead of working as a team to plan out a cohesive strategy. This needs to change. Listen to the latest episode of the podcast to learn why your business needs a financial team that works togeth…
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Decoding the Markets: Liquidity, Inflation and the Future
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47:05Description: In this episode, we dive deep into the complex world of finance with a focus on the interplay between liquidity, inflation, and asset valuation. We explore how the Federal Reserve's actions, particularly its balance sheet and the federal funds rate, impact the markets. This episode provides a comprehensive overview of the current macro…
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Create A Formula To Help Reduce Risk and Simplify Your Finances
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20:59
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20:59Brian Skrobonja discusses the crucial role a well-defined investing strategy plays in making smarter financial decisions. He covers ways to create an investing framework you can follow, why blindly taking investing risks is a recipe for disaster, and ways to navigate financial decisions with confidence and clarity. Brian starts by highlighting the …
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Four Big Financial Planning Mistakes Business Owners Make - Replay
12:42
12:42
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12:42Entrepreneurs by nature are continuously occupied with running their business and wearing multiple hats throughout the day just to keep things running smoothly. Unfortunately, that leads entrepreneurs into making a number of common mistakes. Mistakes that damage the long-term success and potential of their business. Listen to the latest episode of …
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How SDLI Can Provide Flexibility - Replay
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14:36
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14:36High income professionals face a unique situation when it comes to their retirement. You have the dual challenge of having your money tied up in your investments and also looming tax burdens once you retire. Listen to the latest episode of the podcast to learn about a Specially Designed Life Insurance policy, also known as a life insurance retireme…
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The concept of investing is often associated only with money and the pursuit of wealth, but this Annuities are a popular thing these days… why is that the case? And are they a valid option for those planning their retirement? In this new episode of the Common Sense Financial Podcast, host Brian Skrobonja explores the world of annuities – from what …
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