Why the RBA held rates and what it means for borrowers, investors and the economy

The RBA has hit pause on rate cuts again, and while it wasn’t a surprise, it left a lot of homeowners wondering, “What now?”

In this episode of The Brokers’ Lounge, Eddie and Carlo break down why the Reserve Bank chose to hold the cash rate, what that means for borrowers and investors, and how it all ties into inflation, global risk, and what’s really happening in the Australian economy. They go deep on why rates are still high despite inflation cooling, how the labour market and consumer spending are creating mixed signals, and why there’s still a lag effect in the housing and retail sectors.

They also talk about rising rents, tight vacancy rates, and how savvy investors are starting to re-enter the market. You’ll hear insights on refinancing opportunities, fixed vs variable rates, and why some buyers are turning back to Victoria after being priced out of Queensland and Adelaide.

Plus, the boys share some real-world advice for navigating all the noise: what to watch, what to ignore, and why waiting for the RBA before acting could cost you. If you're thinking about refinancing, investing, or just want to understand what all these economic headlines really mean for your money, this one’s worth a listen.

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Get in touch with Eddie: https://calendly.com/eddie-link/30-min-home-loan-chat
Get in touch with Carlo: https://calendly.com/carlo-o8zv/30min
More info: https://www.linkwealthfinance.com.au/
Our Financial Services + Credit Guide: https://www.linkwealthfinance.com.au/fscg
Disclaimer: The information contained within this podcast is general in nature
and does not take into account your personal circumstances. Please reach out if
you wish to discuss your personal situation