When was the last time you felt a sinking feeling just thinking about money? For many, money is far more than just numbers in a bank account—it's tangled up with our emotions, childhood experiences, and even our closest relationships. All too often, conversations around money get swept under the rug, leaving us to battle our financial stress and shame alone. But what if unraveling these hidden money wounds is the key to building stronger connections—with ourselves and with others?

In this episode, listeners are invited to reimagine their relationship with money and begin addressing the emotional baggage attached to it. Through relatable stories and practical examples, this conversation explores how early money memories shape our beliefs and behaviors, and impact how we communicate with partners, friends, and even our kids. You'll learn actionable steps to identify your own "money story," bridge differences in financial perspectives, and move from feelings of shame or avoidance to a place of security and mutual understanding. If you're ready to make money a tool for connection rather than conflict, this episode offers a roadmap for transforming anxiety into empowerment.

Shari Rash is a nationally recognized financial advisor, money mindset expert, and the host of Everyone's Talkin' Money—named a Top 4 money podcast by The New York Times, with over 24 million downloads.

Shari breaks down complex financial topics into real-life conversations that empower women to own their worth and build lasting wealth. She's been named a 2024 Best Wealth Manager and Advisor Under 40 by InvestmentNews.

Episode Highlights

04:40 How sharing money struggles brings us closer.

07:59 Understanding money personalities in romantic relationships.

10:08 Unpacking money conflicts: Addressing deeper needs in couples.

13:58 Creating compromises and shared financial goals in partnership.

17:20 Exploring childhood money memories and their lasting impact.

22:36 Real couple example: Money stories shaping habits and choices.

24:51 Turning financial difficulties into relationship growth.

26:57 The healing power of monthly money conversations.

31:28 Moving from money shame to practical, empowered choices.

38:26 Making spending intentional and aligning with values.

41:47 Reflection questions to deepen your money relationships.

Your Checklist of Actions to Take

• Reflect on your earliest money memory to uncover potential beliefs and wounds about finances.

• Initiate regular, open conversations about money with your partner or friends without sharing private details.

• Identify your and your partner's "money personality" (saver, spender, hoarder, YOLO) to better understand differences in financial habits.

• Practice vulnerability by sharing concerns or challenges related to money to strengthen intimacy and support.

• Set a realistic number that feels comfortable for your checking account and use it as your "zero" baseline.

• Build an emergency fund by calculating three to six months of expenses and agreeing on the right amount for your household.

• Align spending habits with your core values and make intentional choices that reflect what matters most to you.

• Create structured, positive money check-ins with your partner, starting each meeting with wins or appreciations to foster connection.

Mentioned

12 Relationship Principles to Strengthen Your Love (free guide)

Connect with Shari Rash

Websites: everyonestalkinmoneypodcast.com | gwawealth.com

X: x.com/MoneyChicShari

YouTube: youtube.com/@EveryonesTalkinMoney

Instagram: instagram.com/everyonestalkinmoney

LinkedIn: linkedin.com/in/shari-rash