In this episode of the Phoenix Prosperity Podcast, Tim sits down with John Norbut, the founder of Reliable Risk Management. With nearly two decades of experience in the insurance and bonding world—especially in construction—John shares the inside story of how he grew a boutique agency in Phoenix into a trusted partner for contractors and businesses across Arizona.

John opens up about his unique career path, starting from laboring on job sites to becoming a key problem-solver and advocate for business owners navigating complex risk. He breaks down what "bonded and insured" really means, why relationships matter in insurance, and how his old-school approach has helped him achieve 13 years of double-digit growth.

From explaining how construction bonds work to the impact of private equity in his industry, John offers valuable insights for entrepreneurs, business owners, and anyone looking to build sustainable success with integrity.

Topics Covered:

• Why the name “Reliable Risk Management” is more than just a label

• What sets his agency apart in a competitive, consolidating industry

• How to prevent costly mistakes with insurance and contracts

• The real meaning of "bonded and insured"

• Why trusting relationships matter in the world of insurance

• John's personal philosophy on growth, legacy, and staying independent

------------------------------------------------- Interested in being part of this? Please visit our guest invitation page where you can learn more and fill out a brief questionnaire to get started: https://phoenixprosperitypodcast.com/guest It’s going to be enlightening and, most importantly, a lot of fun. I’d love for you to be a part of it!