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Community Banks Adapting to the Digital Age

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Manage episode 327576516 series 2495483
Content provided by Conference of State Bank Supervisors (CSBS). All podcast content including episodes, graphics, and podcast descriptions are uploaded and provided directly by Conference of State Bank Supervisors (CSBS) or their podcast platform partner. If you believe someone is using your copyrighted work without your permission, you can follow the process outlined here https://staging.podcastplayer.com/legal.

Community Banks Adapting to the Digital Age
Guests:

  • CSBS Chief Economist Thomas F. Siems
  • Federal Reserve Bank of St. Louis Supervision Policy, Research and Analysis Manager Meredith A. Covington
  • Temple University Professor of Finance and CSBS Adjunct Research Scholar Jonathan A. Scott


In this episode, we explore how community banks are adapting to a changing digital landscape by analyzing banking and technology questions from the 2021 CSBS National Survey of Community Banks.

  continue reading

Chapters

1. Community Banks Adapting to the Digital Age (00:00:00)

2. Why survey community banks? (00:01:28)

3. How do benchmark interest rates impact community banks? (00:03:44)

4. What competitive pressures do community banks face? (00:05:52)

5. How are community banks responding? (00:08:41)

6. How does a small bank leverage tech on a limited budget? (00:11:40)

7. How do community banks achieve "economies of scale?" (00:14:20)

8. Are community bankers approaching tech with excitement or apprehension? (00:17:56)

9. What impact has Covid-19 had on community bankers' approach to tech? (00:22:53)

10. The 2022 Survey: Inflation, interest rates and tech (00:26:00)

84 episodes

Artwork
iconShare
 
Manage episode 327576516 series 2495483
Content provided by Conference of State Bank Supervisors (CSBS). All podcast content including episodes, graphics, and podcast descriptions are uploaded and provided directly by Conference of State Bank Supervisors (CSBS) or their podcast platform partner. If you believe someone is using your copyrighted work without your permission, you can follow the process outlined here https://staging.podcastplayer.com/legal.

Community Banks Adapting to the Digital Age
Guests:

  • CSBS Chief Economist Thomas F. Siems
  • Federal Reserve Bank of St. Louis Supervision Policy, Research and Analysis Manager Meredith A. Covington
  • Temple University Professor of Finance and CSBS Adjunct Research Scholar Jonathan A. Scott


In this episode, we explore how community banks are adapting to a changing digital landscape by analyzing banking and technology questions from the 2021 CSBS National Survey of Community Banks.

  continue reading

Chapters

1. Community Banks Adapting to the Digital Age (00:00:00)

2. Why survey community banks? (00:01:28)

3. How do benchmark interest rates impact community banks? (00:03:44)

4. What competitive pressures do community banks face? (00:05:52)

5. How are community banks responding? (00:08:41)

6. How does a small bank leverage tech on a limited budget? (00:11:40)

7. How do community banks achieve "economies of scale?" (00:14:20)

8. Are community bankers approaching tech with excitement or apprehension? (00:17:56)

9. What impact has Covid-19 had on community bankers' approach to tech? (00:22:53)

10. The 2022 Survey: Inflation, interest rates and tech (00:26:00)

84 episodes

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