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Community Banks Adapting to the Digital Age
Guests:

  • CSBS Chief Economist Thomas F. Siems
  • Federal Reserve Bank of St. Louis Supervision Policy, Research and Analysis Manager Meredith A. Covington
  • Temple University Professor of Finance and CSBS Adjunct Research Scholar Jonathan A. Scott


In this episode, we explore how community banks are adapting to a changing digital landscape by analyzing banking and technology questions from the 2021 CSBS National Survey of Community Banks.

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Chapters

1. Community Banks Adapting to the Digital Age (00:00:00)

2. Why survey community banks? (00:01:28)

3. How do benchmark interest rates impact community banks? (00:03:44)

4. What competitive pressures do community banks face? (00:05:52)

5. How are community banks responding? (00:08:41)

6. How does a small bank leverage tech on a limited budget? (00:11:40)

7. How do community banks achieve "economies of scale?" (00:14:20)

8. Are community bankers approaching tech with excitement or apprehension? (00:17:56)

9. What impact has Covid-19 had on community bankers' approach to tech? (00:22:53)

10. The 2022 Survey: Inflation, interest rates and tech (00:26:00)

84 episodes