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C Average Podcast

C Average Podcast

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Recording out of the great city of Columbus, Ohio. Four friends (Kris Webb, Tyler Thomas, Mikey Scheid, Kevin Salyer) created a podcast for the average everyday person, or the "Joe Schmo" of the world. We talk about anything and everything from sports, comedy, video games, movies, tv, pop culture, parenting, marriage, and anything else we feel like talking about.
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The Military Money Manual Podcast

Spencer Reese from MilitaryMoneyManual.com

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Military Money: Investing, spending, saving, financial freedom, and getting out of debt. Real world tactics and strategies for active duty, Guard and Reserve, military spouses, veterans, enlisted, and officers. The Military Money Manual Podcast is all about achieving financial independence while you serve in the US military. Spencer and Jamie, 2 Air Force officers, share everything you need to know to achieve your financial goals while you serve in our Armed Forces. Learn about Military Cred ...
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Welcome to Sales Talk for CEOs, a show where Alice Heiman interviews successful CEOs who have successfully scaled their B2B sales organizations. In each episode, we get to know the sales background of each CEO, dig into the strategies they've used to build their sales organization and wrap it up with what the future holds. We cover the good, the bad and the ugly of scaling a sales organization in order to deliver to you: value and insights.
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Heads Up

Mountain Leverage

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Heads Up is an interview series and podcast where technology innovators and experts discuss solutions to today's workflow challenges in distribution, manufacturing, healthcare, maintenance & inspection, and many other industries. From the warehouse floor all the way to the C-suite, Heads Up explores the impact technology and other innovations may play in advancing workflow efficiency.
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Samantha McKenna didn’t just start a sales consultancy—she launched it with customers waiting in line. In this episode, she reveals how building an authentic presence on LinkedIn before starting #samsales set her up for immediate success. Learn how she transitioned from being a top rep at LinkedIn to bootstrapping a fast-growing company and how CEO…
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The military retirement is one of the best benefits in the world... but is it worth the cost in years of your life? Summary: How is military retirement pay calculated Military retirement can be worth at least $1,500,000! Benefits for military retirees Intangible benefits of military service What veterans miss about the military after retirement Lin…
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Most GTM strategies miss the mark—and CEOs are often the reason why. In this episode, Garrett Mehrguth reveals the critical mistake leaders make and how to align sales, marketing, and messaging around the right buyers. Connect with Garrett Mehrguth https://www.linkedin.com/in/garrettmehrguth/ (25) Directive: Posts | LinkedIn Connect with Alice Heim…
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Most couples would rather talk about their sex life with a friend than money! What would it look like if we both felt good about money? Today we talk about how to get started with dreaming together and how to discover how to create a shared vision and discussing what kind of money stories do you want to write together as a couple Jamie's 3 main tak…
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Sales training alone isn’t enough. In this solo episode, Alice Heiman explains why coaching is the missing link that turns average sellers into top performers—and what CEOs must do to fix the gap. Connect with Alice Heiman LinkedIn Profile: https://www.linkedin.com/in/aliceheiman/ Alice’s Website: https://aliceheiman.com/…
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Holding too much cash can be a drag on your gains. You shouldn't have too much of it sitting in your account without a specific purpose. Today you'll learn answers to questions such as: How much is too much? Where should I keep my cash? What should I do today if I have too much cash? Links from today's episode: Erik Baskin at Baskin FP Past podcast…
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Which is better, lump sum investing or Dollar Cost Averaging? Bottom line, neither is significantly better, although lump sum investing statistically wins slightly. The more important factor in you building wealth is that you invest consistently for the long-term! Missing just the 10 best trading days between 2002-2022 would cut your returns by 50%…
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Better every day. That's the goal. Not perfection. What skill have you ever learned that you were perfect at right from the start? Then why are you so hard on yourself when your financial journey isn't perfectly smooth and easy? Each positive decision you make, each money conversation you have with your spouse is like a good set at the gym. Not eve…
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Amanda Kahlow shares her story of stepping away from her company, navigating IVF and adoption, and launching her new venture, 1mind. A candid look at reinvention, leadership, and what really matters. About Guest Amanda Kahlow is a confident, brave, positive, passionate, and spiritual individual with an abundance of energy, love, empathy, and enthus…
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"Reading changed my life!" Today's key topics include: VA House Hacking as a young officer, military influencer and off duty employment in the Air Force, personal finance for military women, and self improvement for new officers and cadets. As a young officer, Lanae is debt free except her mortgage, owns a home using her VA loan, has a very high sa…
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30%-40% international funds in your portfolio!? What is home-country bias and why you may want exposure to markets other than just the US stock market. Links: https://www.baskinfp.com/ Military Tax Experts Alliance Vanguard article on international investments "U.S. stocks are unlikely to repeat their past outperformance over the coming decade" - V…
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Entreprenuership, Guard benefits, TSP while deployed, and more! Topics from today: Starting TheMilitaryWallet.com Joining the Guard after 8 years Why he joined the Guard VA disability Guard pay, healthcare, and retirement differences Transition Assistance Medical Program (TAMP) TSP contributions in a combat zone Annual additons limit Ryan's persona…
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Every CEO wants their sales team talking to decision-makers — but getting in front of the C-suite isn’t easy. Caryn Kopp has been opening high-level doors for 26+ years, and in this episode, she reveals her 5-plank framework for landing executive meetings. You’ll learn how to build smarter prospect lists, craft messaging that gets noticed, and deve…
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64% of veterans will leave initial first post-military job in the first two years! Repeat guest Kate Horrell joins us again to discuss her thought-provoking post on this topic. Of course there are always outliers and unique circumstances, but in genral we hope this conversation helps you slow down and question the pressure to "stabilize" and find y…
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Most CEOs are missing out on millions in potential revenue simply because they’re invisible online. In this episode, branding and LinkedIn expert Brandon Lee joins Alice Heiman to reveal how CEOs can build their reputation, attract sales opportunities, and grow their business in just one hour a week. Brandon shares how he learned—through failure—th…
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As an optimzer, Jamie was concerned about how to perfect his family's GI Bill strategy. In the middle of a discussion (after we wrapped up last week's podcast recording with Daniel), we hit record for this non-standard format. As Jamie allows himself to be vulnerable and curious about the words he used, Daniel is able to help him work through some …
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Your go-to-market workflow might be costing you sales without you even realizing it. Many companies still rely on outdated workflows that don’t align with the way customers buy today—creating friction instead of closing deals. In this episode, Alice Heiman breaks down what’s broken in most GTM workflows and how to fix it so your sales team can move…
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How to teach your military kids about healthy and positive money habits, set expectations for college, use the GI Bill, and leverage 529s and other investment accounts for your military family. With today's guest, Daniel Kopp, we discussed: Teaching kids spending, saving, and giving buckets Teach, demo, supervise with your kids Give them chances to…
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Could chocolate and AI hold the key to peak human performance? Shahreen Reza, founder of Astreas, explains how a chance conversation about pizza with an astronaut led to space-approved chocolate truffles infused with nutrients designed to boost mental clarity and endurance. Now she's taking performance coaching to the next level by combining wearab…
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Making your money more focused on your future expenses, goals, and desires. We were inspired by the updates to the YNAB method to share these powerful questions and help your family become more intentional and proactive. Main themes from today's episode: Use these 5 questions to give every dollar a job for what matters to you What to do when you fe…
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Every CEO wants a team of top-performing sellers—but is it actually possible? Sales expert Tania Doub reveals why most sales teams struggle and how to fix it. Discover the key framework that helps sellers gain confidence, build momentum, and consistently exceed quotas. If you're ready to transform your sales team, this episode is a must-listen. Abo…
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"What's the mission for this money?" "Wealth is what you DON'T see." "Go find something you're really excited about." "Contributions, Conversion, Characterization." "It's OK to follow your curiosity!" This episode is full of gems of wisdom from ALF. Some major questions include: Do political changes adjust my investing strategy? How do I fight agai…
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After struggling to hire the right sales team, Russ Macumber made a bold decision—he returned to founder-led sales. The result? A 40% increase in revenue. In this episode, he shares the hard lessons learned from scaling a startup, hiring salespeople, and building a high-retention client base. Tune in for real-world insights on what it takes to grow…
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Military servicemembers and their spouse can get annual fees waived on personal cards from top banks such as American Express and Chase! Today's episode covers: What's the big deal about these cards? Why are they good? How does this waiver thing work? What order should I open my cards in? How far can I take this? Is it going to be complicated? How …
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Most CEOs think they’re doing thought leadership, but the truth? They’re doing it wrong—if they’re doing it at all. In this solo episode, Alice Heiman breaks down the biggest mistakes CEOs make when it comes to thought leadership and why those missteps are costing them sales. She reveals why most CEOs struggle to build their personal brand, how it …
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The 2025 Air Force pilot bonus is out! This episode is specifically for USAF pilots (or anyone else oddly interested in the numbers). There are also bonuses for CSOs/Navs, RPA pilots, and ABMs, although we focus specifically on the pilot bonus. There are a few types of bonus money available this year for those who UPT ADSC expires in FY25, FY26, or…
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How does a CEO turn a passion for solving business challenges into a billion-dollar company? Katherine Kostereva, CEO of Creatio, shares her inspiring entrepreneurial journey, from her beginnings at IBM to building a globally recognized no-code platform. Discover how she bootstrapped her company for six years, secured $200 million in funding, and c…
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Money doesn't have to cause stress. It doesn't have to be complex. It doesn't have to require a lot of time to build wealth. Learn how to simply your: Budget Bills Investment Tracking Links: Money for Couples podcast w/ Ramit Sethi LADS Philosophy, episode #158 Money Scripts episode #82 w/ Daniel Kopp YNAB app Monarch money For a limited time, Spen…
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What happens when two QA professionals turn their frustrations with the industry into a groundbreaking solution? In this episode, Alice Heiman sits down with Ivan Barajas Vargas, co-founder of MuukTest, to explore how he and his partner transformed the QA automation process using AI. Ivan shares his journey from bootstrapping to landing funding, hi…
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Low-cost, Automatic, Diversified, Simple (LADS). Consistent, automatic savings poured into my simple and diversified index funds at low costs have been the cornerstone of my successful investment portfolio. Low-cost: Select low-cost index funds with low-cost expense ratios. All of the funds in the TSP meet these criteria and many Vanguard funds do …
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Referrals are an often-overlooked yet highly effective way to boost sales. In this episode, Alice Heiman dives into the transformative impact of a formal referral selling process. Learn why referrals outperform cold outreach, how they lead to higher-quality leads, and why they drive stronger customer retention. With real-world statistics and practi…
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Protect your credit, protect your identity, and keep your money safe online. You can easily freeze your credit with each of the 3 credit bureaus to ensure no one can open accounts in your name. You don't need to pay for credit monitoring service in most cases or pay to know your credit score. It's very simple and easy to quickly unfreeze your credi…
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Dan Pontefract, author of Work-Life Bloom, joins Sales Talk for CEOs to share a groundbreaking approach to leadership. Key takeaways include redefining CEO responsibilities to include care, balancing humanity with execution, and fostering engagement through positive reinforcement. Dan also introduces a unique framework for navigating work-life cycl…
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Roth is the way to go for almost all military families. Because of the unusually low taxable income military families have (since allowances like BAH and BAS aren't taxable income), we're going to take a hard stance on this one and show the benefits for Roth: You can always access your Roth contributions tax free and penalty free (can help with gap…
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Meta Description Discover the journey of a CTO turned co-founder who mastered founder-led sales and embraced the power of niche specialization to scale a thriving business. Learn how strategic focus and teamwork drive success. About Guest Jamon is a software developer, business owner, husband, father of four, and new grandpa, located in southwest W…
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Dissect your money stories, the traditions you've adapted from culture and your family of orgin to understand WHY you make the money decisions you make each month? What are money stories you tell yourself? Money is _____. Why do you value what you value? Why do I think ____ about money Does this belief still serve me? Links: Our podcast episode on …
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Discover how CEOs can lead their teams to secure larger corporate deals, transition upmarket, and build strategies for landing transformative accounts with expert insights from Jamal Reimer. About Guest Jamal Reimer is an experienced coach, best-selling author, product developer, and ambitious multi-million-dollar Enterprise Seller with more than 2…
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Spencer and Jamie explain how to maximize TSP contributions under the Blended Retirement System (BRS), including calculating monthly contribution percentages and avoiding common mistakes that could result in missing matching funds. They break down the 2025 contribution limits and discuss strategies for both BRS and legacy retirement system particip…
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Alice Heiman reveals critical strategies to ensure your sales team is at peak performance before expanding your team. Connect with Alice Heiman LinkedIn Profile: https://www.linkedin.com/in/aliceheiman/ Alice’s Website: https://aliceheiman.com/ Alice Blog: https://aliceheiman.com/want-more-sales-hiring-more-salespeople-may-not-be-the-answer/…
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Biggest financial lessons from The Alamanc of Naval Ravikant 3 biggest decisions: where you live, who you’re with, and what you do Does money make you happy? How to get rich Outsourcing 3 way to retire Cultivating wisdom Things money can't buy Links: The Almanack of Naval Ravikant on Amazon Don't buy a house on active duty (episode #134) Money mind…
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Tax advantages, confusing tax brackets, marginal vs effective tax rates, and more! Spencer and Jamie discuss how military service members benefit from unique tax advantages, including untaxed allowances and combat zone tax exclusions. They also break down real examples of effective tax rates for different ranks and locations, explain tax brackets, …
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Chapters 01:54 Dave Brock's Entry Introducing guest Dave Brock, a seasoned sales expert and author, discussing the dynamics of executive involvement in sales. 02:07 The CEO's Role in Sales Understanding the strategic involvement of CEOs in sales, particularly in early-stage companies. 02:46 Current Roles and Insights Dave illustrates his current ro…
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Spencer and Jamie address a listener question about where to save money for a house down payment, which leads to a broader discussion about short-term savings strategies based on different time horizons. Main Topics & Questions Covered: Where to save money for a house down payment How to handle proceeds from a home sale while waiting to buy another…
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Chapters 01:06 Guest Introduction 01:13 Dakota's Dual Business Model 02:39 Origin Story of Dakota 03:10 Transition from Employee to Entrepreneur 05:06 Early Days and Initial Client Acquisition 06:37 Growing the Company and Sales Team Development 07:42 Implementing the 'Dakota Way' 09:01 CEO's Role in Sales Process 10:32 Sales Team Expansion and Dev…
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2025 contribution limits are out! In this episode, Spencer and Jamie discuss the newly announced IRS contribution limits for retirement accounts in 2025. They break down the changes for 401(k), TSP, and IRA accounts, explaining the limits for both standard and catch-up contributions, while also highlighting an important opportunity for military fam…
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Episode Details Chapters 00:01 Introduction and Importance of Modern Sales Strategies 01:40 Understanding and Organizing Sales Opportunities 03:16 Differentiating Leads from Opportunities 04:47 Tracking and Managing Opportunities 06:13 The Funnel vs. The Pipeline 07:33 Analyzing Pipeline Health and Sales Quotas 09:02 The Significance of Periodic Re…
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Do you still get a pension under the BRS? YES! We can't believe this myth and misinformation is still spreading around the military. Spencer and Jamie break down the three components of the military's Blended Retirement System (BRS) and address common misconceptions. They explain how the pension calculation works, discuss TSP matching benefits, and…
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Chapters 01:21 Guest Introduction Introduction to guest Jay Aigner, a founder of a QA software testing company, sharing glimpses into starting his business. 01:39 Current Company Operations Jay Aigner explains his company's role in alleviating QA bottlenecks and providing quality assurance services to software companies. 02:17 Initial Inspiration f…
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"I'll always be broke." "I can't build wealth with this salary." "I'm just a spender- I can't help it." In this episode, Jamie and Spencer discuss how adopting a growth mindset versus a fixed mindset can transform your approach to personal finance. Drawing from Carol Dweck's book "Mindset: The New Psychology of Success," they explore how changing y…
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